And we are live. Welcome to episode 35 of To The Unknown Pod, a sub-podcast of the Thank
God for Bitcoin podcast. My name is Jordan Bush. I'm the executive director of TGFP Media,
which exists to help Christians understand and use Bitcoin for the glory of God and the
good of people everywhere. Today we are joined by the Island Boys. It's been a long time.
we are we are back we are uh took a little break for a bunch of reasons some that we'll talk about
uh later and uh we are we are excited to be back so at least speaking for myself i am excited to be
back so guys introduce yourselves and then we'll go from there hey oshawa hawthorne i live in the
great state of oregon but used to be an island boy um on the big island and i lead a ministry
called Brilliance Labs.
We're an incubator for Global Kingdom projects.
And we try to make a difference
in our little neck of the woods.
And I like meeting with my friends
and talking about Bitcoin and dad stuff
because I'm a dad of eight.
And that's loads of fun.
I'm Ryan Finley, also from Oregon,
also a former Hawaii resident.
Yeah, father of six.
and I'm doing a lot of I'm still doing a lot of projects with my boys um including my youngest son
and we have jumped back into the appliance trade so we're fixing appliances so that's
yeah it's been a fun venture over this past few months yeah yeah I'm Matt Purvis longtime pastor
and uh business owner entrepreneur always taking on too many projects uh here still on the big
island and beneath where i sit is like three lifetimes worth of appliance repair stuff that
ryan left here so if you need it ryan the legacy i'll reach out for parts i actually left them
so that you could fix your washroom dryer till the end of time there is enough parts there let's
go uh i just fixed my dryer not to take it off topic i fixed the dryer at the bakery and i
noticed a little sticky note on it dated 2017 you know like oh use the make sure you do such
and such and i was like all right you know and it was old when we bought it and you keep going
forever all right guys well we are we are going to be talking about you may be confused by the
title of this episode episode 35 mike green's life is a lie and so is yours uh we if you for
those of you who don't know who mike green is mike green has a he's like a money manager he manages
has manages has managed i believe billions of dollars worth of other people's money
very brilliant guy in a lot of respects not great when it comes to bitcoin
consistently wrong yeah but consistently wrong impressively uh as was yeah yeah so he uh he
basically penned this article actually i will share one story so basically we he's been on twitter
and a whole bunch of other things he's somewhat of a finance twitter celebrity um has had contrary
intakes and been right uh other than bitcoin and uh my claim to fame is that my cousin and i
uh were were dming on twitter back and forth and accidentally included mike green in our in our
tweet conversation and he proceeded to go back and forth with us for like a half hour telling us
why we were wrong about Bitcoin. This is probably around 2020 or 2021. And I just remember as he's
going back and forth, I'm just sitting there in my room in Uruguay, just going and I text,
side text my cousin. I'm like, is this Mike Green, like billionaire hedge fund manager is
literally like going at us on Twitter and just telling us why we're wrong about Bitcoin as
Bitcoin is pumping. Like this is, this is hilarious. So me and Mike go way back, but he
wrote this article the other day that as soon as I read the first, I mean, five paragraphs of it,
I was like, oops, we're going to talk about that one. This is a really good article. Um,
he wrote it on his sub stack called my life is a lie. Uh, and so we're just going to, we're going
to just stay, we're going to dig into that a little bit here in a few minutes, but we would
be remiss, uh, given, you know, the last time that we podcast and I believe we were in the,
you know, he's probably $110,000 range was Bitcoin. I didn't check before we hopped on here,
but if you can take a peek over my shoulder here at our Blocktron over here, you can see that we
have fallen a little bit. We're at $87,074. Oshawa, is Bitcoin dead? Is it over?
Well, I thought I'd wear my 100K with the cross out on it. Wait, wait, what are you telling me?
it's not 100k.
So
here's a couple thoughts.
Let me just clarify. The reason
why we're doing this is because I'm pretty sure
if your life is anything like mine, I've been
getting inundated by people at church
and people, family members who are
reaching out to me and asking me,
what's happening with Bitcoin? Why is Bitcoin going down?
Why doesn't it just automatically go up
all the time? So that's what we
want to do. We want to answer, why is Bitcoin
not going up all the time? Asha would take the floor.
And so there's this great meme on Bitcoin Twitter of all the family members at the Thanksgiving table looking at you, like looking up at you like, hey, how's your little internet coin doing?
And so we're all going to meet for Thanksgiving and we're going to have these conversations.
um so i don't know if one of you could find this this tweet we could uh you could share it but it
was something that uh hodl magoo shared and i thought this was really helpful um and his his
point was oh yeah i did find it okay so i'm gonna put this in the uh our our chat and why don't you
share this real quick.
It's in the
studio chat.
Here we go.
Share.
I occasionally jump into
a Twitter spaces with this guy
and he's quite the potty mouth.
So I do not
condone
this
Twitter account's
behavior. Zoom in
so we can see this bad boy.
So he just makes a point.
uh, OMG, why are all the OGs selling? Maybe because this is the first time there has actually
been liquidity to exit into. So if you do your, like the chain analysis and all people are talking
about, Hey, look at these huge wallets. We're talking like billion dollar wallets selling some
or all. And, and you're wondering like, what do they know that I don't know? And, and are they
all leaving Bitcoin and why now and all this. And this, I just found this so compelling
in its explanatory power to say, well, if you have been holding since like 10 cents
and you're sitting on hundreds of millions of dollars worth of Bitcoin, but you know what moves,
by then you know what moves the market. And you know, if I try to unload any meaningful amount,
right? It's, I'm going to, I'm going to lose a bunch of that value as I crash the market.
And so to the thought that, okay, this is the cycle where the whales can finally sell for the
first time because of the ETFs and the institutional buyers. I'm like, that just makes sense. And this
is actually a good thing to have a market that is now distributed more widely, more globally.
And it's true. More corporate hands have it and less like random nobody cypherpunks that were nerdy enough to buy Bitcoin in 2011.
Like, OK, it does change the market, but it's like that's a part of the growth process.
Yeah. So I find it bullish.
So I'd love to hear your guys' thoughts. And also as it relates, the whole psycho conversation.
People are afraid because they think this is the, we got the peak 125 and now we're going back down to whatever, 40 or 36.
yeah i mean i think for i i'm also compelled by it by the thesis um i'm also compelled by the
thesis when you add the detail that i mean literally the entire stock market is held up by
uh nvidia right now and they just got their pants pulled down in front of the whole world in terms
of like they're fudging some of their numbers so like just the the possibility of of uncertainty
in the broader market.
And just if you're sitting here on the fence,
like imagine, I mean, a lot of these guys,
it goes up to 125, they're sitting there holding on like,
hey, what if we go to 200?
What if I get, what if I double the amount?
What if I get 20 or 2 billion instead of 1 billion?
So they're sitting there waiting.
And then as soon as they see some broader weakness
in the market, they're like, all right, I've seen enough.
I don't want to, assuming something generational
unfolds here, unwinds, I'd rather lock in my billion dollars.
Like that just makes all the sense in the world to me.
Um, so yeah, again, these are, these are all, there's things that make sense.
Uh, there still is so much, so much buying out there.
Uh, we, we have friends who are in the finance and finance industry who are just telling us
they're like, yeah, there's another giant institution that's coming on in January and
other, you know, just every day there's more and more institutions who've been on the sidelines
due to fear or due to any one of a number of regulatory concerns or limitations that
are getting in every day and so um so i i do not think we're going to be seeing the same kind of
cycle that we've seen in the past just due to the the sheer volume of of buying that's going on right
now yeah i also i mean um the economy is in a really rough shape like if anybody's listening
who's in any sort of business um if you're behind the scenes if you're seeing numbers like the
consumers in really rough shape uh you have to ignore a lot of the headlines but um yeah and
you know bitcoin's the last functional smoke alarm to to not just inflation but also liquidity and so
uh when the masses don't have anything to you know so it is i i do think it's a lot of og selling
but it's also
there's a limited number of buyers
but it's still bullish
because those buyers that are buying
right now are massive institutions
and they're picking up and they're probably preventing us
from going into another
bear market
yeah I did want to say
just on
it'll come to me in a second
I'll jump in there
I'll just say like, I think in this group, I read the least about Bitcoin, even though I have committed myself to it. So it's I'm in this topic. I'm the what does that mean, guys? Guy, you know, but I will say that like if you couldn't see the price, but you just saw all the other news, you'd be like, this is exactly what we're hoping for. Exactly what we're expecting. Like nations are getting on board. Big companies are getting on board. Like all this stuff is happening.
And as someone pointed out too, which relates to what you first said, Jordan, there's all this selling, but guess what there also is?
People are all buying it.
So if you don't think about the fact that everyone's also buying it, you're missing that part.
And if you put yourself in the shoes of that 10 cent person or $100, they bought it at $100, it'd be great to get $2 billion instead of $1 billion.
But that is nothing compared to what they've got.
Yeah.
So if you wanted to say, I'm going to, you know, and they're probably not all buying yachts and stuff.
There's a, not everybody wants to do that, but they're probably saying, I'm going to put it diversified and have some extra freedom.
And, you know, I could be wrong on this as that guy in the conversation, but, you know, there's Nick Nations involved and stuff.
So it's not as if there's zero rocky road to still cover as Bitcoin.
And there's like the core, I don't know if you guys think the core, uh, thing had anything to do with any of it, but, um, it's very exhausting trying to figure it out. But when you look at the other news, you go, it looks like the fundamentals are doing incredible.
i just remembered i was just gonna say yeah the og is selling like we also need to remember
the whole psychology of uh of life being short and depending on the age of some of these deep
pocketed ogs or just investors 15 years has gone by right it's like what what age does that put
them at now and then just like just do the math like how many more years do they have which
obviously none of us know but it's like you know it doesn't mean that they're not bullish on bitcoin
it also just you know partly it's just recognizing like life is short you know so i mean yeah sure
they can hold out for another five or ten years and they'll be you know it'll be multiples higher
but five or ten years might be half of the rest of their life or you know what i mean like you
just never know so yeah another another thing is people underestimate the amount of people that own
thousands or tens of thousands of Bitcoin.
Like people really,
like there are actual people out there
who own tens of thousands of Bitcoin.
So when they sell,
when they see an entire wallet sell,
they're thinking,
oh, this one person sold all of their Bitcoin.
And the reality is no,
they sold all of what was in one wallet
and they probably have probably 10 wallets.
I agree with that.
Like there's just people really underestimate
that whole idea.
and again, just the rate, I mean, the guy who, Laszlo, the guy who did Pizza Day,
that guy had so much Bitcoin early on that Satoshi reached out to him and was like, dude,
you're mining too much Bitcoin. And so that's the reason why he spent 10,000 Bitcoin on pizza.
I think it's eight times. So he ended up spending like 80,000 Bitcoin on pizza in order to try to
maintain the spirit of what Satoshi was, you know, created Bitcoin with, which was to have it more
distributed. So there are people who are absolute whales and you might be sitting there thinking,
well, I mean, you know, let's say there's, I mean, how many people were buying or on,
even if it's just hundreds, even if there's only hundreds of people that own tens of,
and a lot of these people have sold off before now, but even if there's only dozens of people
who have tens of thousands of Bitcoin, like this, that, I mean, that's just a ton of money.
That's a ton of money. And so for a lot of these people, yeah, they're in their fifties,
they're probably getting close to retirement. And so in a lot of these cases, like it just,
it makes sense. Like if, you know, we're sitting here, we're the ones sitting here
talking about, you know, money or life being more than the accumulation of possessions. And,
you know, just the point of Bitcoin is not just to, you know, have accumulate as much Bitcoin as
possible. Like, you know, money exists to, to help us, you know, basically serve other people
and to support other causes and things around the world.
So it's just really things where it shouldn't surprise you.
It shouldn't worry you.
This is just another part of Bitcoin's maturity process.
That's totally normal.
Let's see.
We do have, before we get into Mike Green's article,
we'll do this last one.
We have Miles Suter.
This is a tweet from Miles who works for Cash App.
We need to get Miles on.
I talked to him a while ago and tried to get him to come on.
And then he had his head to the plow.
And, uh, and, uh, just kind of, kind of disappeared.
He also came back looking like an absolute Chad.
I don't know if you guys remember, you could tell he has been working out.
His jaw is like a different person over the last like four years.
So he absolutely uh looks like uh Silicon Valley Uh you know he been working out with Jack and doing a bunch of good health stuff Uh So good on you there Miles But here we go Miles shared this tweet the other day Current bounty leader
This is Cash App.
They offered bounties to people who help onboard small businesses.
And our very own Ryan Finley is the current bounty leader.
Let's go.
So what this means is that all of you need to gird your loins who are listening to this under the sound of my voice.
Please go gird your loins and dethrone him.
Okay.
So what is this about, Ryan?
What have you been doing?
What's the secret?
And for folks that don't know about the new Square launch, what is this?
I just literally went to my four of like four restaurants slash bar breweries in my community and just onboarded them really quickly.
Yeah, I frequent them quite a bit, the different places.
And so, yeah, just started off with people.
I know I honestly haven't worked that hard to get other ones.
I could, I could get a lot more.
So, but yeah, like the,
probably the biggest selling point for anyone else that wants to,
to get merchants in their community accepting Bitcoin was the simple sales
tactic of like, Hey,
you guys can actually keep the entire transaction amount.
So whenever anyone pays via lightning invoice over squares,
you know, a point of sale system, I think they're,
they're waiving all fees for all of 2020s or for the next year, basically.
Uh, so they keep the full amount.
Um, so yeah.
And then it puts them on the Bitcoin, the BTC map.
So all travelers that are coming up and down I-5, uh, like as I, when I travel, I'm going
to now stop and frequent, uh, different coffee shops and restaurants and food trucks that
accept Bitcoin just to encourage them and try to build the ecosystem.
So yeah, it's been cool.
As a restaurant owner, that's a good incentive because a lot of times margins are like 5%.
So if you get 2.7 or whatever percent back on your things, that's, I mean, that you don't have to pay.
That's significant.
Yeah.
It's, you know, if you guys ever, I mean, I think everyone should do it at some point.
Just go talk, ask to talk to the owner of a coffee shop or a restaurant and ask them how much they pay in credit card fees every year.
it's literally tens of thousands of dollars just to be able to accept payments dude like
if this catches on and already uh i've already tested out a squares feature where you don't even
like you can use the bitcoin lightning rails and it'll pull the cash out of your so like you
basically you scan the qr code to pay for your um for your item and if you scan it using the cash
app it'll actually give you an option send your your some of your bitcoin or send bitcoin via your
cash balance so it auto converts it if you use it so you can pick cash balance and everyone's like
so you know i saw people oh you're gonna regret selling now you don't even have to sell you if
you want to use squirt's entire ecosystem you can just you can use send the bitcoin over there
yeah so or you can just buy more whatever you want to do um but it's really cool it is
Square, again, they, uh, or Cash App, they were, Miles was talking about the fact that they try to
basically keep their head to the plow and not talk about stuff until they have stuff.
You know, the whole proof of work concept, they don't want to talk about stuff until they're
releasing stuff and they've just done a great job. So, um, salute to them. We'd love to get Jack
on the program at some point. Let's go Jack. Come on. Uh, you support two of our friends. We,
we'd love to come on and talk to you, have you on and talk to you about that. Um, all right. So
let's get into this Mike Green article.
Ash, you, you are a podcast polygamist.
You're, you're leaving us early.
So let's, let's hurry up and talk about this.
That took a minute for me to like register.
I'm like, I co-host another podcast.
That's right.
We call that podcast polygamy.
And so why did we start late Jordan?
Cause Matt couldn't get his life together.
Let's see here.
All right, Ryan, introduce this article to us.
Yeah, so Mike Green basically, he goes back.
I'll try to summarize it.
Here, I'm pulling it up right now.
There you go.
Yeah.
So he went back to the original U.S. poverty line,
which it was originally defined in 1963,
with the threshold being three times a minimum food budget.
Um, and he just systematically goes through and, uh, basically it just kind of exposes how the books have been cooked, um, over the, all these decades since then.
And, uh, to, to basically make people in our, in our country, like it's basically to hide the fact that an increasing amount of the people in the United States are actually in poverty.
and he basically he comes up with the number of 140 000 being the actual real threshold
for for a family i think it's a family of four um where any if you're making less than that
you're probably in poverty now we're going to do a lot of caveats as we talk about it and stuff
like that but um because he he throws in there that you know uh it triggers both both parents
working which then triggers a large child care expense so um there is a way to bring that number
down for example um but anyways the main point like i would say to summarize probably his most
thunderous point of the article is this, he calls it the valley of death trap. And where
a person or a family that's trying, they're just, they want to be super faithful. They want to work
super hard to increase their income, to increase their quality of life and, you know, put themselves
in a better financial position. They lose the ground as they make more money. So like he says,
for example the $45,000 to $65,000 increase in income triggers massive increases of the cost
so they actually end up going backwards so uh yeah in the backwards in the sense of increased
costs of child care but also loss of like for example if they're on government benefits whether
whether it was food or housing or medical or anything like that.
And yeah, and I think he just basically put into words
what a lot of people have felt for a long time.
And, but people really don't talk about it.
And yeah, it's just, it's really powerful
because I think things are a lot bleaker than we understand
and certainly bleaker than our government likes to portray themselves as.
but yeah I mean just the this whole idea of I mean I've experienced this of you know you're
making a certain amount of money and you realize oh hey I'm I'm you know I'm you're thinking about
getting a raise you're thinking about something like that you know as you're calculating you're
like oh wait a second now I'm going to be paying more in taxes and you just start to realize wait
a second and this this happens he talks about this happens each one of these income increase levels
and and so you just start to look at the incentives like you're you're actually incentivized to do
less work and to be less productive because you're worried about the taxes that you're going to pay.
And so it's this, again, the whole concept of you don't get what you want, you get what you
incentivize. It's a really just disgusting thing. We need to do a larger series about taxes,
a larger episode about taxes and how we just have kind of really just lost sight of why do taxes
exist? What is the purpose of them? I just think the average person just doesn't want to spend the
time to think about it and so they just put their head down and just pay it and um and it's just
gotten to just absolutely insane insane levels um ash matt you want to add anything so i put
something in the chat okay uh and then i think that would be up matt pretty well though okay
cool yeah this is you guys are going to need the uh academy award music for me and just be like
time to shut up matt so i'll let you're ready for the the the epic rant rant but
Bauncy Chips. Here we go.
I'll set Matt up.
Matt lives in the most perfect
spot in the United States that
exemplifies this article.
I honestly don't think there's
I think it's probably the most
impacted state
in the country when it comes to
literally everyone understanding what
Mike Green is saying in that
article. So if it was
blasted on a bullhorn, everyone
in Hawaii would be like, uh-huh.
Amen. Absolutely.
so just real quick to to read this post um bren has a nanny single mom paying her 35k
i love that we're using opportunity cost plugins that's right thank the shout to the
point for btc shout to the homie mario a year in cash wife and him wanted to pay her above the
table sat down with uh with her and told her he was going to raise her pay to offset lost benefits
from paying her above the table,
walk through the lost benefits.
She'd financially be break-even at,
wait for it,
70K of above-the-table pay.
We broke the system, guys.
Yeah.
It's...
Goodness gracious.
Yeah, dude, it's crazy.
Actually, I can't even remember
if he touches on it,
but yeah,
the increase in income
shoots some people
into the higher tax bracket.
government claw comes out scoops it away and all of a sudden you just lost your your you lost your
medicate or whatever it is you lost your health insurance up another claw comes out scrapes another
bunch next thing you know it's like it's yeah it's pretty crazy um yeah mad do you want to do
you want to kind of share what uh what you see on the light yeah totally and i another thing if
i'm speaking to a hater out there of this article i've like yesterday it came out and we were looking
at it and then it wasn't till like this morning i started seeing the haters come out i think they
like kind of couldn't argue about it and then finally in the morning they're like this is dumb
you know um or someone very eloquently argued but that's a crazy number you know and here's what i
would say it's the federal reserve it's like they're it's their marketing their marketing
Yeah.
You know,
Twitter needs to do this thing where instead of just countries,
if it's coming from DC,
it says it's coming from DC.
But,
but yeah.
So to start to set things up,
I think whether you agree with the number or not,
you need to get the point.
You know,
I think he's doing a really great pedagogy here.
I just preached a sermon two weeks ago called hate your mom.
And it's,
It's where Jesus says, you have to hate yourself.
You have to hate your mom.
You have to hate everything in comparison to God.
Right.
And so to be fair, he said both moms and dads.
We don't want angry letters from moms who feel singled out here.
Yeah, that's true.
But I felt like mom was a stronger title.
So and here's my point.
The perfect pedagogue, Jesus, is making a point.
So whether you agree with 130 or not, take it in and consider what is going on in this article.
You know, so yeah, where I live is in the poorer area of Hawaii. And I would I would say with confidence, more than 80 percent of households are on are below the poverty line and working.
In other words, it's not homeless. It's not like that. It's working under the poverty line.
And I think that everyone, just as Ryan said, everybody, and this is where Oshawa grew up, so he knows it well, everybody knows this. Probably most people here know it mentally. Everybody knows it at the heart level.
and um i would even go so far as to say in a lot of ways this article to me spoke to some of the
rage of the younger generation right now but they don't know how to put it into words but he put it
into words that that whether you agree with the numbers or not he pointed out the uh the bad guys
and the uh whole scenario really really well so you know a couple things just off the top of my
head not only are you gonna lose let's say you go above the prop the poverty line not only are
you're going to lose your Medicaid insurance, but actually your new insurance is likely to be worse,
actually. You know, in other words, it won't cover everything and they're going to argue with you
about stuff and they're going to try to make, they're going to try to not pay and it's going
to be super expensive. And so I would say for more than the last decade, I've been saying here
in Hawaii, I've been telling people about this in some of the same words even. And I felt really
justified by the article because I always put the number over six figures. I always said like,
don't even bother unless for sure you're over a hundred K and maybe more like one 50,
because it really depends on you. It depends on what you want to do. There's a lot, people have
all different priorities in their life, but I've been saying this for a decade and to have him come
up with these numbers is like, that's what I've been saying. You know, now over the course of
generations, people arrange their life around this principle to where you can actually live
a very comfortable life depending where you have free time, you have time to visit family,
you have time to go to the beach, you have time to work on your car, you have time to
do other things and remain under the poverty line, technically speaking.
Some of that is through illegal tax evasion, which as the social contract is broken, that
is no longer even looked upon as a social bad.
In other words, you go and you know somebody who you're doing business with is under the table or they're evading taxes and no one cares anymore.
Whereas maybe 100 years ago, that would be like, hey, I know what you're doing.
You know, I'm not selling you my Facebook marketplace thing or something like that, you know.
That's gone.
And in many nations around the world, it's gone, gone.
Like completely gone.
I remember a story in, I think it was in, I think it was in Kenya, but it was like about a guy trying to go start a business.
and the guy in the tax office is like, what are you doing here? Get out of here before anybody
sees you. In other words, even the guy in the office and on the ground level is like,
don't come in here to tell people you're starting a business. So I could go a lot of directions with
this, but I'll say this too. So parallel this with what we talk about with inflation as Bitcoiners
quite a bit. You need to learn to hate the inflation. That's one part. And then you need
to learn the second part is how much cheaper things should actually be because of advances
in technology so then it's like bam bam like it's a one two knockout like not only is the supply
increased but everything should be like one quarter the price because of the advances we've
made but instead they just keep inflating it away to where it's actually harder and it should be like
five times easier you know and I think that's what's going on with this too is is you go um
okay uh the price it's not just that people are lazy it's like the prices of insurance what sets
that oh the fact that the government's involved at all levels and so i just had a talk with another
christian person here at my house like a couple days ago and they were talking about jordan i don't
know what you florida people are doing but they're in florida and they had to do an overnight there
in the hospital and it was like bill for eight thousand dollars yep you know and so we're talking
about, okay, and then for some reason their insurance doesn't transfer over. And it's like,
if you, and I've never done this, so I don't want to speak as though I'm an expert, but from what I
understand, if you go back there, maybe you don't pay it for six months or a year. And then you go
back and say, I don't have 8,000. Would you take 800? You know, a lot of times they're going to say
yes, because these things are hyperinflated because the insurance companies are going to pay
for it And they hyperinflated for the insurance companies because insurance is mandatory and then same thing with school exact same thing with school Why is school the price that it is Because the loans are so easy
to get that the price goes up. So maybe a final example, and you guys can tell me to stop or keep
going, but I can think of an example here. We have a farmer's market, not a small one,
and I've observed over the period of time, sometimes we sell stuff at the farmer's market,
sometimes we go the way that the system is set up and i don't even know how intentional it is i think
it's like the market at play you can go there with your ebt and you go to the counter and you get ebt
tokens then you can go around the market and buy stuff but people are going around and buying hot
food all the time prepared food burgers you know thai food all that kind of stuff that is not allowed
with snap bucks but it's like it's like the responsibility is in is intentionally in the
community. And I'm saying this is the community's response to the Fed. I'm sure it happens all over
the place. No one is keeping track. And there's no big guy to get in trouble. So even if you went
there as an inspector, it'd be like, well, we tell them what they're allowed to do and not allowed to
do. And if they went and bought kebabs or something like that, now, oh, who gets in trouble? The guy
that bought a kebab and the guy that sold a kebab. And guess what? There's no money there for you.
So too bad for you, Uncle Sam. So my point is this is probably multiplied times a million all over the country. In countries that I visited Italy and I mentioned other, you know, this is literally the way of life. This is why banks start saying, oh, you want to take out $500? What is it for? You know, because it gets so egregious that the compact between magistrate and citizen is like broken completely.
yeah so he he laid out i think he laid out the players perfectly well the numbers are not the
most important part uh the point is is that this has been um this has been broken and i think the
rage that's going on in the zoomer and the younger generation um this is a very strong part of the
explanation for it yeah and you get you get i mean one of the things we we haven't talked a lot about
this because we and it's been i mean we haven't done episodes in a few weeks but i mean one of
the things that you see you see people trying to reconcile and trying to deal with these realities
and trying to make sense of them and so one example of this of somebody doing this poorly
is um asha's favorite podcaster uh nick fuentes who basically talks about uh you know the fact
that he he's basically espousing on the one hand you have him talking about i've i've literally
never listened to the guy i saw he was on tucker and i'm like i'll skip that episode because
you have to like you have to like interrupt and be like no no no wait i'm not please don't destroy
my house uh but so flint says who's you know on the one hand says conservative things and gets
called like a radically right-wing person personality he is advocating to to like work
with the socialist and like to bring about a socialist socialist economic policies because
he just basically sees, he sees the, just the absolute farce that is the economy and
recognize that it's untenable.
And so this is like, it really is one of these things where, uh, it's one of these situations
where it looks hopeless.
It looks so hopeless because of the incentives involved.
And because of, you know, just the, you need a revolution.
Like this is, it actually is true.
Uh, like you need a revolution.
There has to be something that changes.
And if you don't have a conception for Bitcoin, you're going to look for a, you know, quote unquote quicker, you know, revolution. And so it's going to lead to, you know, people falling headlong, you know, after people creating plans that are not good plans. It's going to go very poorly.
there was there was a quote that can i say one thing there was a quote that was like i don't i
don't have a perfect but it's in the article there and it was like it's it's not that this is the
price this is not the entry point into like um being middle class or something like that he says
this is the price of just participation i thought that was a powerful thing because you can say oh
well you have your iphone and you have your vehicle and you have your this and like all that
stuff is over-regulated and all that stuff is just literally the price of like, do you want to be able
to even like, um, communicate with anybody? Do you want to be able to log into your bank account?
You're not even going to be able to do without two factor authorization and all, and all this
other stuff. So a lot of these things that are, might seem like luxuries, they're luxurious in a
certain sense, but in another sense, unless you just want to be, um, like eating bears in the
woods or something like that you have to have these things it's the price of it's the cost of
participation matt a big apparently a big uh robert f kennedy jr fan uh talking about eating bears uh
ash you have anything else you want to add go ahead ryan no i was just gonna say uh i think we should
talk about so like how should we respond especially as dads as christians um i had a conversation with
my other friend jordan um and you know he he brings up good points um he was talking about like
first of all uh those numbers should be rebuked you know as like if we're being wise stewards we
should be you know way more frugal um so we i agree we 100 the numbers can get way down
and if you're not being foolish with your finances.
And a big number there is the child care.
The child care, he had like 35K for child care.
Yeah.
Now you have to, so that's, I think we should talk about that
of one income versus two income
because what happens is the one income shoots,
gets you another 60K, but then costs you another 35.
And potentially costs you your kids.
Yep.
So that's the ultimate, like,
so the biggest yeah biggest thing right there is do whatever like if i could pass on any advice
it'd be literally do whatever you possibly can to not have your wife work so that she can stay
home with your kids and raise them and educate them um it's not worth it it's not worth sending
your kids away and i i have dear friends to do that um i mean it's just uh it's not worth it
especially when you do the math, like, because how much are you actually like,
count the cost, like how much you actually bringing in extra revenue for your family
versus literally not being able to be with your kids all day and sending them away, you know?
But, and, and ultimately, yeah.
So I think it's like, just on the faithfulness part, you know, being frugal, being a wise steward,
not buying things you shouldn't spending within your means uh not living with unrealistic
expectations if you really can't afford something then just don't you know don't do it so assuming
i think we should start the conversation assuming that um especially for young people just starting
out today uh it's extremely important for parents to walk them through all this kind of stuff because
that's like the fundamentals it's like okay the beginning of the ball game you need to literally
be driving an old car like that you own that you paid twelve hundred dollars for uh and you know
you don't have just this year living a frugal life working hard being faithful um so your family and
your family can flourish um but you know realistically and again i think everyone's
gonna have to start talking about this it has never been more difficult to start out in life
as it is today that's just a fact you know um it's extremely expensive to to get into a house
to rent to buy to do anything like that so i think you know my one of my main comments was that i
think christians are gonna have to to do some radical things uh like include just literally
living differently than you know we have over the previous just throw it out there 80 to 100 years
And the one thing that I would add, well, there's a bunch of things we could add, but one thing that I would add is the other part of his calculation is the, is the built-in assumption that you're going to live like on your own.
Like you're, you're going to, your economic existence is going to be lived as an individual.
And like, I just think there's so much, like there's so much that we're, we're Christians should be challenging this.
And just, and again, not when, not communal living, not like living on a commune necessarily, something like that.
But just when you think about, I mean, just the way that you think about your life as parents and with your kids, like you should be, you should be from a, when your kids, as soon as they are old enough to work and are old enough to be able to just handle themselves, like you should be like, we should be already having these conversations about like working and about being productive.
And like part of being human is being productive and not just, you know, just consuming resources.
Because on the one hand, while Ryan is correct, that it has never been more difficult in terms of economically, in terms of how much you're being taxed and how much all these things.
It's also never been easier to make money.
Like in terms of just like the, I mean, you can literally ask ChatGPT for business ideas and business plans and it will literally spell it everything for you.
And then the only thing that you need is just actually go and do it.
And so like,
you have to show up,
just show up and work hard.
And so like,
again,
that,
what I'm not saying is that,
that isn't necessarily the case for brick and mortar businesses,
but in terms of just going to your next door neighbor or going around your
neighborhood and literally picking up trash,
like picking up,
picking up things that,
you know,
free furniture and stuff like that.
Like you can,
I mean,
Ryan,
you,
you are getting back into the appliance repair business.
Like there are people,
The amount of wealth in the United States, especially with wealthier people that they are just getting rid of without even thinking about it is insane.
And so there's all kinds of opportunities.
And at the same time as we're saying, this is horrible, this is unsustainable.
It is.
But at the same time, like there is a humongous opportunity for hardworking people to just get out there and make money because there's tremendous.
there's a tremendous amount of lazy people who don't want to work,
who are terrified of hard work and are unwilling to do it.
And so, I mean, just if you're a hardworking person who has a shred of integrity,
like you can straight rake in this environment at the same time.
Yeah.
I think...
Very good.
I'll just...
I'll just go say that we should touch on the multi-generational living component.
um i know the first thing that pops into everyone's head is like what you said jordan the whole commune
thing um i think the fact i think it's another one of those situations where we have to we always
feel like we have to qualify it but raise faithful kids and don't be afraid of multi-generational
living situations for a season yep why other like other cultures have figured it out and they
haven't changed in forever you're like oh how do they do it how do they have that such a nice
property oh because there's like five generations living there and they're like and you're like
it's literally it's the i mean it's the individualized west that's afraid of that
oh we know we each need our own castle and it's like okay well what what's the cost of that gonna
be and it's like congratulations fragile life yeah so um yeah i mean it's does you know
And, like, does your kid need to move out this year?
Oh, but not married?
Okay, maybe not.
Maybe they can save that $1,500 or $2,000 a month in rent.
If that's a lot, then, like, yeah,
and imagine them putting that away into Bitcoin every month
and for a couple years.
That's a pretty big nest egg, you know?
And that's just one expense.
Yeah, so I just think most families are going to have to wrestle with this
unless you're, like, fabulously wealthy
and you can just basically help your kids get started, you know, with some of your extra crumbs.
But yeah, it's going to be an interesting next couple of decades for sure on this issue.
I feel like that one image of like the cows being led to the slaughter and they have this little like
path, you know, where it's all smooth and everything like that. I think that I want to
bring in business ownership into this conversation and just say like the people who are going straight
to the shearers and straight into the meat grinder are people who are going in for a nice,
nice paying W-2 job. And I'm not saying absolutely, because that can be really good and there could
be benefits. Maybe you have medical benefits and it doesn't, you don't have to pay extra and stuff
like that. But consider business ownership, you know, especially if you're a Potter Familia,
especially if you're a dad, because there's a lot of things that are legal and that are
moral and ethical that are write-offs, huge write-offs. I mean, if you have a vehicle,
to me, in some ways, it's crazy that all these things are post-tax. Your food is post-tax.
Your vehicle is post-tax. These things that are literally the price of entry are after you paid
your taxes. Now, I'm not suggesting to evade taxes or to lie on taxes, but if you have a vehicle
that's used very primarily or largely for business,
that becomes no longer post-tax but pre-tax.
In fact, it's a write-off.
Many of your miles that you drive,
if I drive to go to Target and I get stuff for my business
and I also get stuff for my family and I come back home,
that's a write-off.
That's 60 cents a mile.
Times that by the entire year, that's thousands of dollars.
So by no means am I, again, saying to evade taxes illegally.
but there are many, many, many ways when you're running a business to combine.
And actually your life becomes a business anyways. So it's just, it's just very natural. There's
many things that are, you're not walking straight into the meat grinder, basically.
Business is very stressful. It's not for everybody. It's not the only answer, but
it's something to consider because if you get a good, you know, one of the ways I deal with it is
I have a very good CPA. I don't make $130. I never have. But I have a good CPA to make sure at the
end of the year, I'm doing it right. I'm doing it legally. They also happen to be Christian.
But they do not make me pay for things that I don't need to. They make sure I get the maximum.
You can also, if you have an S Corp, you can write your own salary. You can say, well,
I work about this much per week and this is the salary that I get. So then therefore,
that's the salary that you get, you know? And, um, some of the, and I mentioned off, off,
off this chat that over the more than a decade, I was running a restaurant. My, uh, my, my sensitivity
to wanting to support uncle Sam with all the extra stuff that uncle Sam wants has become
very insensitive. If I had to calculate, I said, my skin has become like rhino skin on this. You
You know, if I had to calculate by estimate, I would say I've paid 10 times as much money to taxes and insurance than I ever took home.
And I'm not exaggerating.
And so let me put it in a libertarian way.
As a business owner, I caused X amount of economic benefit to my community.
Out of that, I took home, let's just say it was 10%.
It was probably less.
Let's just say I took home 10%, but I actually paid insurance, taxes, on property, on liability, all mandatory.
So if you want to be like a hyper-libertarian, I put that all in the tax category.
I don care that that check was sent to a first insurance company That was mandated by my government as far as I concerned That a tax because I had no option to do anything else how much did I pay into unemployment insurance how much did I pay
into TDI temporary disability you know a lot of companies like mine and many others someone gets
a someone gets an injury you still pay for it out of pocket on purpose because I don't trust the
insurance company yeah so I pay the TDI as far as I'm concerned they're just biting my flesh off
and if there's an injury, unless it was like an insane, you know, whatever, someone who cracks a
tooth, I pay for it out of cash because I don't even want to call my insurance company. So I'm
betting that I'm in the 90 percentile. I think that's what everybody's doing. And when you look
at that, it's so perverse that I feel like my encouragement, even to Christians, is to say,
don't come at it from a boomer Christian mentality of ethics. I'm saying of ethics,
saying like, go to work, work hard, come home, end of the year, pay what they say you owe,
you're participating in the economy. That's not really how it is anymore.
No.
You know, don't cheat, don't cheat, don't lie, but make sure that you are planning. You know,
I wouldn't start a bakery and forget about the cost of flour, but actually the cost of taxes
is way higher than the cost of flour. So you better be preparing in your family's life for
what that cost is and find out how you can work around it. So this is super helpful.
I wonder if there was a way to create some calculators. I did a little AI search and
there's some existing stay-at-home mom financial calculators because the numbers aren't simple,
right? Because you have to look at, oh, what's the price of childcare? What's the tax brackets?
How does how we file our taxes change things?
And so using set up calculators and then recognize, OK, this is not it cannot purely be a financial decision.
Right. There's a point where you say, OK, even mom's large income that would sure push us forward in certain ways.
The cost is not worth it.
And in fact, I would argue in just about every case, the cost is not worth it. But still to know what the cost is either way, look at the math and then have some kind of almost template that Christian dads can use to think through, okay, here's the advantages of having more kids.
So like for me, I've lived for many years, we've always had a larger family and the government
rewards that with these tax credits as long as you're below a certain threshold, right?
Like I remember a certain year where I had done some investments and I had picked my
investments well and we were doing a real estate transaction.
So I had to liquidate some investments and my unearned income was too much.
So this earned income credit that I was used to getting because I was working poor
I didn't get it
Was that a win or a loss?
Right?
Well, the win was look at this. I I made some good investments. I I made some vicious
Decisions and I did well, but of course
This other now here the the government handouts. You don't get that anymore and oh actually we'll just tax you
So I've experienced being below kind of in that danger zone kind of place where you're like, well, we try to get ahead, two steps ahead, one step back, or sometimes one step ahead, two steps back.
And so I would love to see a template for Christian households that are specifically and for philosophical reasons saying mom's going to stay at home.
We're going to have a larger than average family size.
We want dad to still be present and have some freedom to be engaged with the kids.
We want to be in certain industries that allow household-based economies, some of our Nathan Spearing, all the ideas around durable trades and these different things.
So we want to build a life like that.
so give us the financial data to know how to do that well and at what point when the incentives
and say stay below this income level except to kind of like bide your time and say okay i'm going
to operate at this level and i'm going to be at a level where the government rewards me now i'm
going to be fruitful in my work i'm going to be diligent in in building my household and doing
things well, all the while preparing to jump over the dead man's zone, right? If dead man's zone
is from 60 to 140, like, okay, let's prepare our, as the proverb says, right? Plant your fields
and then build your house. Like let's plant our fields below and then find some way. Maybe it's
Bitcoin is helping you. Maybe there's some other things that you launch above that. I don't know.
I'm just thinking out loud. What do you guys think? That's solid, Ash, solid. And I've looked
at it like you're building your engine because I think this is going on in my life. And I think if
I fired up my engine all the way, I would be doing pretty well. But so you're building an engine,
but it's not turned on yet. And while you're building that engine, a business engine or
whatever it might be, do not turn it on and let it idle for crying out loud. Okay. You know,
test it out a little bit in my metaphor, like make sure all the parts are working,
but do not fire that thing up until it can get up to 150. You know what I mean? And, um, and,
and yeah, I mean, when it comes down to it is, are you trying to be a revolutionary
that lives according to how the world should be? Or are you trying to take care of your family?
You know, and, and the bottom line is our first, our first priorities to our family and to God.
and uh and it's i hope i hope that this conversation is releasing especially some christians
in going i need to look into the ethics a little deeper than just be tough show up you know and i
feel like i feel like before i i want to say what jordan said earlier is the encouragement and maybe
we got back on the discouragement part but on the encouragement part um you absolutely can make it
guys. You can make it young people. I was thinking maybe I'll still do a post where I was,
and I was going to phrase it this way. If you make yourself a person that can actually manage
that business or can manage a property, I believe it's coming to you. And here's my point. I'm not
talking about name it and claim it. I'm not talking about the secret. I'm talking about how
few people there are that can actually manage this. And I've experienced it in my own life,
as I grow in maturity, as I grew as a man, as I grew in my abilities, in my mid-30s,
about early 30s, and I was a late bloomer, opportunities just started flying at me.
Because the people out there in the world cannot find faithful men. They're looking for it. They
cannot find it. So if you're 20 years old or something like that, and you want a house,
Like, can you even pressure wash?
Can you even take, can you clean out gutters?
Can you do some basic carpentry?
Can you, and I want to encourage you even farther,
learn the basics of plumbing and electrical.
And this is not for everybody,
but can you take care of a house?
And I'll bet you, if you get to that point,
you'll be able to get a house.
It'll come your way.
So I hope we don't make it only discouraging.
There's a lot of encouragement here.
The labors are few.
If you become one, you'll be okay.
The other thing too is, again, along those lines is, and if you have kids, like start looking at your kids and trying to help them, you know, get to a place that you're not at. Like if you see that within yourself. And so just like looking at, I mean, with our kids, our kids, our kids, we are, two of our kids play the violin. And so they've, so again, they've been playing the violin for three years, I think.
And so the goal of this is, all right, so you're learning self-discipline, you're learning how to, you know, have this, learn this valuable skill. And then I'm already thinking, and we have friends who do this, friends who play for people's weddings. Like their daughters are 12, 13, 14 years old, and they play the violin for people's weddings and they make, you know, 100, 200 bucks on doing this.
And so just like the idea of just accumulating skills and just thinking about your kids and thinking about like, all right, what skills can we have?
I have two boys who've been working on leather making.
And so they have, I don't have it on me, but like they've been making these leather like key chain, you know, grabbers.
And it's just one of these things where they're learning, like they're, you know, they're functional, they're serviceable, they last a long time.
Now, are they perfect right now?
No.
Like, but again, that's the point. I have a 10 year old who's doing this and I have a 14 year old who's, who's also working at this. And so again, they're learning valuable skills that can turn into monetizable, you know, things in, in very near future. I mean, Ryan, you could talk about your daughter, like very similar things.
um, again, but it takes a, it takes a mindset shift. And I, I mean, we could, we could have
the conversation too about, you know, about kids, you know, uh, you know, should, should kids, uh,
contribute to like, to the, to the, the household economy. Like if they're, if they're out there,
you know, if they're, if they're earning and earning these things, like, should they participate
in that? And again, I think there's lots of interesting conversations that you could have,
as you start to think more as a family economic unit
rather than just an individual.
Because I do think this is a place
where even well-meaning Christians can go wrong
and they can just see the dad is the one who earns the money.
And somebody like John Moody is somebody
who's really just kind of hit that hard
and just been like, no, listen,
these people all throughout history,
they thought as household units.
and so they were the goal was that i mean everybody was working it wasn't that just oh
dad would leave and then everyone else would just stay home like that's that doesn't that's totally
a historical and so just the the concept of you know of working and finding ways even within the
home where you can be generating uh you know whether it's growing food or whatever it is we
have a family in our church who has been they grow sprouts and so these are these are um shoot uh
there's like alfalfa sprouts. There's a shoot. What are the little, the tiny trees, broccoli,
broccoli sprouts, broccoli sprouts. There's some, there's some that are beans as well,
but they just grow sprouts and it is insane. First of all, how cheap they are. And then it's just how
you can grow them. They just have sprouts growing in their house at any given time. They've got like
Mason jars on their, on their counter. And this is representing, I mean, over the course of a month,
hundreds of dollars worth that they would, that it's free food basically for them. And so again,
there's ways that you can, you can, you know, make the money that you're earning go even farther,
uh, just by, by taking small, easy steps that effectively you're multiplying your time,
you're multiplying your money. Um, there's just a hundred things that are like that.
And so looking for people who are, who are a few steps ahead of you or way ahead of you in this
regard uh is just a helpful thing helpful thing to do and so somebody like john moody go go follow
him on social media if you don't because he's constantly posting about things like that uh
constantly posting things where i'm like oh man i'm so i've never even thought about that before
um so it's it's it's super sobering to like you know to think about the how deeply this is going
impact our culture at large and i'll just say the majority of families if you don't if a kid
doesn't have parents that that exercise foresight and kind of have a vision for their kids there's a
i mean i would say the majority of kids aren't learning skills they're not working until after
they're out of high school dude i dude it sets kids backs like this whole discussion is around
Imagine kids starting off at like zero at the skill level after high school with this mountain of like in front of them that they have to climb like, oh, yeah, and good luck.
Like starting to scratch, like literally kids should be acquiring skills by the time they're eight.
There should be a decade into the race by the time they're out of high school.
And a decade is enough time to like become seriously advanced at a lot of different things.
And so I'm not talking like 30, $40 an hour, 75, 80, $100 an hour by the time they're out of high school.
Very, very legitimate, like very, very doable.
Yeah, it just takes parental involvement.
Like it takes repetition.
It just putting the kids in, getting them involved in things they enjoy doing.
and then just encouraging them to be diligent with it
and put in the effort.
And you can like, dude,
even in the construction thing,
learn construction,
even if you're not going to do it as a trade
the rest of your life,
at least you could build your own,
you could build or like renovate.
You can buy the biggest dump.
I'll shout out to Jordan again for reminding me of that.
Like literally buy a starter dump
and like completely renovate it.
Like fix the house up yourself.
Again, you're using skills
that you used when you were 13, 14, 15 years old.
They'll be with you the rest of your life.
There's a dump on my street, $100,000 right now.
Walking distance to the park, the swimming pool,
walking distance to the restaurants,
walking distance to my house.
As long as there's one board from a wall,
you can replace the entire house.
Sometimes the county says you can only do $500 at a time,
otherwise you need a permit.
but you know what if you do 500 in the morning and another 500 in the afternoon that's two events
i think but you know guys you might you might have heard kids voices at my in my thing and
right now as in the outside my door we have like four four families here homeschool families and
it's a market they're doing and they all the kids made food and all the kids made like candles and
stuff and so they're at my house now i got a few coins so i can get some treats myself and you know
on a more real level in the last two months, we've gone to the farmer's market again.
We ran our brick and mortar for 13 years and now we're back at the farmer's market.
My 12 year old, both times she's gone has come home with more than a hundred bucks.
She made 10 loaves, 11 loaves of sourdough organic rye bread. And she's learning from a
young age. To her, it's easy. She understands it. It's easy. It's no big deal. And now she's like,
wow, I'm coming home with $100, $130. I just saw someone today when I was pressure washing,
she came up and said, make sure you hold two of those loaves for me. She's already got loaves
sold before she made them. So one thing I wanted to speak to, Ryan, was like, well, two things I
want to say. One is that there's a psychological damage too. If they get to where they're 18,
it's not just that they have to learn the skill, it's that they have to psychologically rewire
themselves to say, I'm a person who produces things and serves people. And that needs to be
happening when they're 5, 6, 7, 8, not when they're 18. And if you have the idea that, you know,
that's the kind of person I am. I know how to produce things that people want.
You are already going to be okay. And then the second thing I wanted to say was,
in addition to, I can't remember, I think it was you, Jordan, what you were talking about,
and the multi-generational idea. I don't think the multi-generational idea is,
it's not just about giving your kids everything. It's about giving them opportunity and security.
Here's what I mean. And you see this all over the world and throughout all history. So
yeah, if I give them help to move into a house, to start a business, maybe it's to start a business
with me. In a lot of senses, they are the younger ones. Let's say they're 20 years old.
They should be supporting the family. They should actually be probably paying market rate,
if God wills, if they're doing well. But guess what's not going to happen? I'm not going to
take it away from them if they get sick. I'm not going to take it away from them if they have an
accident. They're not going to lose...
So the stress of financial things is not just a matter of how much things cost. It's a matter of the feeling of insecurity that you could lose it all anytime.
You know?
Yeah, exactly.
And I think that's part of the legacy that families need to have is to say, you know, buck up, young man. You can do it. You can do better than me, actually, because I started late.
But if something gets difficult, we always have a place for you. We're going to be there for your healing. We're going to be there for your family. We're going to be there for you no matter what.
and I think that gives a little twist on it.
This is not just about making a ton of money
and becoming the prototypical movie mob boss
whose son is like a total wimp
that drives around in a Ferrari or something like that.
It's not supposed to be like that.
It's saying, I'm going to give you the skills
and the opportunity,
but I'm always going to be there for you if you need it.
Just a short, quick story from my family.
So my brother is in a small town in Indiana and there a whole historical district in their town And they bought this old abandoned really large they have a large family lots of kids
and they bought a really large, old, historical house from the 1800s.
And it was empty for several years.
It needed a ton of work.
And so what they did with all of their whole family of their teenage kids,
they all learned different skills to renovate this old historical house. And it's an ongoing
process. They've been at it probably five or six years. It's not done yet. But then the thing they
did is, and he's, my brother-in-law's a historian. And so they had this idea, let's restore it using
the historical method. Like actually go back to how they did it before. And so they're actually
having to learn these skills that are largely forgotten as they're doing it.
And his oldest son is very, he's very handy and he likes working with his hands and he's
tough.
And so he started getting jobs with other people that were trying to restore their historic home And at 19 he has a full I don know how many like half a dozen employees He has what they tell me is the most successful and the most qualified historical home
renovation company in their entire city. And he has more work than he knows what to do with.
And he could literally scale his construction company to a multimillion dollar company.
And he's now getting his contractor's license and figuring it out.
But it all started as like a 15 or 16 year old working on the old home renovation project that dad bought.
That's super cool.
We also will share here just real quick.
Ryan's daughter she makes crochet
crochet animals and crochet figures we're actually working on hiring her to
create some crochet figures of the characters of the orange umbrella which
is our kids book which is what we also want to mention as we close our kids
book is in route it being printed as we speak it we will have copies in hand by next week Lord willing And so this is something we could not be more excited about
You can go and pre-order your copies right now. We have hardcover and softcover.
And because we sat here and thought, listen, if we're already doing all the work to have an illustrator
draw out all these things, why don't we just create a coloring book too?
So we have a coloring book version of this as well that you can go
get on our website, tgfb or store.tgfb.com.
we also have a big
announcement coming this weekend
leading into Giving Tuesday
so we're going to be, I'm going to wait a couple
more days to announce that but
keep your eyes and ears peeled
some big TGFB
happenings and we're going to
just need your help so we are
excited to do that so guys
all grateful for you guys for your contributions
for your lives and your examples
we will
return later this week on another episode
of To The End of Five
We'll see you next time.