Bitcoin for Financial Services Podcast

Bitcoin Has Been the Best Asset in Every Crisis for 8 Years Running

Wed, 29 Apr 2026 14:00:29 GMT

What does it look like to start a contracting company at 19, turn your first real paycheck into Bitcoin at $10k, and end up building two of the most interesting companies at the intersection of Bitcoin and real estate?

In this episode, Wyatt and Jordan sit down with Joe Consorti, Head of Growth at Horizon and Theya, to explore why Bitcoin is becoming the least correlated asset on earth, why the bottom is likely in, and why the largest untapped reservoir of capital flowing into Bitcoin isn't Wall Street — it's the $37 trillion sitting in American home equity.

Joe breaks down his journey from Dunkin Donuts to Bloomberg terminals to building Horizon, a product that lets homeowners convert their home equity into Bitcoin with no monthly payments, no interest charges, and no liquidation risk. We get into why Bitcoin has been the best performing asset across every major crisis of the last eight years, why Joe calls it chaos insurance, and what Kevin Warsh's nomination actually signals for markets into year end.

Joe also shares his framework for thinking about Bitcoin's decoupling from tech stocks, why the correlation with the NASDAQ has been quietly declining for years, and why every institutional green light from Goldman to Morgan Stanley to Schwab is just fuel being added to an engine that hasn't even started yet. We dig into the mechanics of Horizon's home equity investment structure, why it's built for the forever homeowner rather than the short term flipper, and how sons and grandsons are using it to orange pill their parents one equity draw at a time.

We close out with Joe's honest take on where Bitcoin sits relative to real estate long term, why monetary premium is slowly bleeding out of home values and into harder assets, and why the People's Reserve self-repaying mortgage might be one of the most underrated Bitcoin products in the pipeline.

Chapters (00:00) Introduction and Joe's Background (04:10) From Dunkin Donuts to Bitcoin Markets (09:53) Bitcoin as Chaos Insurance (14:49) War, Kevin Warsh, and the Macro Setup (21:09) Bitcoin's Decoupling from Tech Stocks (25:50) Diagnosing the Last Six Month Sell-Off (28:32) The Debasement Trade Goes Mainstream (33:45) Wall Street's Green Light and What It Means (38:40) Introducing Horizon (45:22) Who Horizon Is Built For (54:13) Business Model and Liquidity Structure (1:01:32) Growth Plans and the Real Estate Demonetization Thesis (1:07:16) The People's Reserve and Bitcoin Mortgages

Guest Links

Joe Consorti | Head of Growth at Horizon & Theya

X: x.com/joeconsorti

LinkedIn: linkedin.com/in/joeconsorti

Host Links

Jordan Guess

X: x.com/jordanguess

LinkedIn: linkedin.com/in/jordan-guess-cpa

Website: bitment.co

Wyatt O'Rourke

X: x.com/wyattorourke_

Website: basilic.io

Bitcoin for Financial Services Media

X: x.com/bffs_media

Website: bffs.media

YouTube: youtube.com/@bffs_media

Show Sponsors

Basilic Financial — Your wealth deserves intention. Basilic is a Bitcoin-focused wealth management firm helping clients find balance between money and meaning. Financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. basilic.io

Bitment — Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors. Clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. bitment.co

Satoshi Pacioli — Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals who speak Bitcoin. satoshipacioli.com

Bitcoin's Adolescent Phase: Infrastructure, Stablecoins, and the Road to Wall Street

Wed, 22 Apr 2026 15:00:29 GMT

What does it look like to walk away from a private equity career, write one of the early economics books on Bitcoin, and then build a venture fund betting entirely on the infrastructure layer of the hardest money on earth?

In this episode, Wyatt and Jordan sit down with Eric Yakes, Managing Partner at Epoch, to explore what it actually takes to invest in the Bitcoin ecosystem, why the infrastructure around Bitcoin is a levered private market play on the most rapidly growing asset in history, and why most people still don't understand the size of the opportunity.

Eric breaks down his journey from private equity to Bitcoin author to venture capitalist, and what it took to launch Epoch's Fund One with 14 portfolio companies already deployed. We get into why nobody loses on a Bitcoin loan, why lending is one of the most underrated businesses in the ecosystem, and how cross-border payments are still in the landline-drilling phase of their buildout.

Eric also shares his framework for thinking about tokenization, why every digital signature that gets adopted makes the switch to Bitcoin easier, and why the fragmented patchwork of the old financial system is exactly what makes Bitcoin's open standard so powerful. We dig into stablecoins as free banking 2.0, why the Genius Act was straightforward regulatory capture by banks, and why the real Bitcoin adoption story over the next decade isn't Michael Saylor. It's Bitcoin as a reserve asset inside stablecoins.

We close out with Eric's honest take on AI's impact on startup cost structures, why we're entering the era of the idea guy, and where Wall Street actually stands on Bitcoin today. Plus why "digital gold" is just the pill pocket that helps traditional finance swallow something they don't yet know is good for them.

Chapters

(00:00) Introduction to Bitcoin and Eric Yakes

(01:57) Eric's Journey into Bitcoin and Economics

(06:11) The Evolution of Bitcoin Investment Strategies

(10:02) Venture Capital Insights and Startup Dynamics

(16:03) Opportunities in Financial Services and Bitcoin Ecosystem

(21:51) The Future of Bitcoin Loans and Financial Strategies

(26:07) Tokenization of Assets and Its Impact on Bitcoin

(31:38) The Challenges of Decentralization and Standards

(34:26) Stablecoins: A Bridge to Bitcoin Adoption

(46:26) AI's Role in Bitcoin and Financial Innovation

(53:27) Wall Street's Evolving Perspective on Bitcoin

Guest Links

Eric Yakes | Managing Partner at Epoch

X: x.com/ericyakes

LinkedIn: linkedin.com/in/eric-yakes-598a6956

Host Links

Jordan Guess

X: x.com/jordanguess

LinkedIn: linkedin.com/in/jordan-guess-cpa

Website: bitment.co

Wyatt O'Rourke

X: x.com/wyattorourke_

Website: basilic.io

Bitcoin for Financial Services Media

X: x.com/bffs_media

Website: bffs.media

YouTube: youtube.com/@bffs_media

Show Sponsors

Basilic Financial — Your wealth deserves intention. Basilic is a Bitcoin-focused wealth management firm helping clients find balance between money and meaning. Financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services.

basilic.io

Bitment — Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors. Clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid.

bitment.co

Satoshi Pacioli — Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals who speak Bitcoin.

satoshipacioli.com

Fix the Money, Now Fix the Credit

Wed, 15 Apr 2026 14:00:25 GMT

What does it actually look like to leave a high-paying finance career, start publishing independent Bitcoin research from your basement, and end up as Chief Risk Officer of a publicly traded company? In this episode, Wyatt sits down with Jeff Walton, CRO at Strive and CEO of True North, to explore the mechanics of digital credit, the capital structure innovation happening inside Bitcoin treasury companies, and why the entire credit market is about to get repriced.

Jeff breaks down his journey from reinsurance broker to Bitcoin researcher to Strive, and what it actually took to get SATA off the ground as one of the smallest clean-balance-sheet issuers in the market. We get into why perpetual preferred equity is the most underrated instrument in finance right now, how the capital stack position — not the Bitcoin itself — is the real collateral, and why every dollar flowing into digital credit is a dollar leaving traditional credit forever.

Jeff also shares his honest take on why rating agencies are asleep at the wheel on Bitcoin, what Basel III risk weighting at 1,250% actually means for institutional adoption, and why the insurance industry is sitting on a ticking clock it doesn't fully understand. Plus the math behind why the MSTR flywheel is harder to break than most people think.

We close out with a candid look at where the biggest untapped opportunities in digital credit still are, why these instruments will eventually show up as collateral in reinsurance contracts and mortgage packages, and why Jeff believes digital credit is to traditional credit what Bitcoin was to the dollar.

Chapters

(00:00) Introduction to Jeff Walton and His Background (07:21) Transition from Insurance to Bitcoin (12:30) The Evolution of Bitcoin in Capital Markets (17:23) Current Market Assessment and Long-Term Outlook (21:16) The Impact of Basel Accords on Bitcoin (25:16) Challenges in Rating Bitcoin and Its Instruments (29:44) Bitcoin Treasury Companies and Their Role (34:14) Wall Street's Involvement in Bitcoin (38:40) Future of Bitcoin Treasury Companies (41:45) Exploring Digital Credit Instruments (46:14) Understanding Capital Structure and Risk Profiles (51:22) The Simplicity of Digital Credit Transactions (53:04) Analyzing the Potential Risks and Market Dynamics (01:02:57) Future Opportunities in Bitcoin Investment Products

Guest Links: Jeff Walton: CRO at Strive | CEO of True North

X: /PunterJeff

Email: jeff.walton@strive.com

Website: tnorth.com

Host Links

Jordan Guess

X: /jordanguess

LinkedIn: /jordan-guess-cpa

Website: bitment.co

Wyatt O'Rourke

X: /wyattorourke_

Website: https://www.basilic.io/

Bitcoin for Financial Services Media Links

X: /bffs_media

Website: https://bffs.media/

YouTube: /@bffs_media

Show Sponsors

Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound-money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: https://www.basilic.io/)

Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: https://www.bitment.co/)

Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link: https://satoshipacioli.com/)

Why Bitcoin Always Wins in the Bear Market

Wed, 08 Apr 2026 14:00:26 GMT

What does it actually look like to build a Bitcoin media empire from the ground up and then take it public? In this episode, Jordan and Wyatt sit down with Brandon Green, CEO of BTC Inc., to explore the state of Bitcoin narratives, the mechanics behind Bitcoin treasury companies, and why true institutional adoption still hasn't arrived.

Brandon breaks down the full arc of BTC Inc.'s journey, from intern sweeping floors to CEO of one of Bitcoin's most influential companies, and what the Nakamoto acquisition actually looked like behind the scenes. We get into why Saylor's strategy is more Bitcoin maximalist than people realize, how treasury companies are orange pilling global capital markets one pool at a time, and why the bear market is where the real work gets done.

Brandon also shares his honest take on the de minimis exemption battle in DC, why Bitcoiners got outmaneuvered by the crypto apparatus, and what it's actually going to take to get it across the finish line. Plus the Elon story you didn't know you needed.

We close out with a candid conversation on where the biggest untapped opportunities in Bitcoin still are, why bear market events are where bull market narratives form, and why Brandon believes the best is still ahead.

Chapters (00:00) Introduction to Bitcoin and Conference Preparations (04:08) Brandon's Journey in Bitcoin and BTC Inc. (08:51) The Challenges and Rewards of Organizing Events (12:55) The Evolution of Bitcoin Conferences (16:49) International Expansion and Market Dynamics (22:53) Institutional Adoption and Market Narratives (35:35) M&A Experience and Future Outlook (38:59) Navigating M&A and Building a Bitcoin Company (43:29) The Role of Bitcoin in Business Strategy (45:53) Policy Challenges and the De Minimis Exemption (55:59) The Political Landscape and Bitcoin Advocacy (01:02:31) Opportunities in the Bitcoin Ecosystem

Guest Links

Brandon Green CEO at BTC Inc.

LinkedIn: /brandon-green

Website: 2026.b.tc

Host Links

Jordan Guess:

X: /jordanguess

LinkedIn: /jordan-guess-cpa

Website: bitment.co

Wyatt O'Rourke:

X: /wyattorourke_

Website: https://www.basilic.io/

Bitcoin for Financial Services Media Links

X: /bffs_media

Website: https://bffs.media/

YouTube: /@bffs_media

Check out our awesome show sponsors!

The Bitcoin Capital Markets Episode Nobody Made Yet

Wed, 01 Apr 2026 14:00:25 GMT

What does it actually look like to bring Wall Street deal-making into the Bitcoin ecosystem? In this episode, Jordan and Wyatt sit down with Scott Marmoll, Founder and Managing Director of Capital B Advisory, to explore the state of Bitcoin capital markets, the evolution of Bitcoin-backed lending, and why institutional finance still hasn't truly bet on Bitcoin.

Scott breaks down the full maturity arc of Bitcoin-backed loan businesses, from forward flow agreements to warehouse credit facilities to full securitization, and what the Ledin bond deal signals for the future of the category. We get into the mechanics of leverage, why position sizing matters more than most people realize, and how borrowing in fiat while holding Bitcoin is still the smartest play for most people. Scott also shares his vision for Capital B Advisory, helping Bitcoin-owning business owners navigate M&A, capital raising, and balance sheet strategy with an advisor who actually speaks Bitcoin.

We close out with a candid conversation on the Jane Street controversy, the weakening store of value narrative, private credit risks in TradFi, and why Scott believes the best is still ahead for Bitcoin.

Chapters (00:00) - Bitcoin as the Ultimate Collateral (01:31) - Intro & Guest Welcome (04:09) - Scott's Background & The TradFi Bitcoin Journey (07:03) - The Ledin Securitization & What It Means for Bitcoin Lending (11:00) - Warehouse Facilities & The Risk of Obfuscating Collateral (12:55) - Leverage, Liquidations & The Gun Analogy (15:44) - Position Sizing Loans & The Mark Moss Strategy (18:53) - Private Credit in TradFi & Where Bitcoin Fits (24:28) - Bitcoin-Denominated Lending: Does It Have Legs? (25:45) - Bitcoin Backed Loan Reinsurance & A New Derivative Market (29:41) - Bitcoin vs. Real Estate as Collateral (31:06) - Bitcoin Investment Product Design & True Bitcoin Yield (34:31) - Running a Bitcoin Business in a Fiat World (38:27) - Spot vs. Futures Yield Strategies: Viable or Not? (41:11) - Defending the Bitcoin Store of Value Thesis (45:21) - The Jane Street Slam: Conspiracy or Reality? (50:46) - Capital B Advisory: Mission, Journey & What's Next (53:48) - Leaving TradFi & Going All In on Bitcoin

Guest Links

Scott Marmoll, Founder & Managing Director at Capital B Advisory

LinkedIn: https://www.linkedin.com/in/scott-m-1720012b7/

Website: capitalbadvisory.com

Host Links

Jordan Guess:

X: /jordanguess

LinkedIn: /jordan-guess-cpa

Website: bitment.co

Wyatt O'Rourke:

X: /wyattorourke_

Website: https://www.basilic.io/

Bitcoin for Financial Services Media Links

X: /bffs_media

Website: https://bffs.media/

YouTube: /@bffs_media

Check out our awesome show sponsors!

Bitcoin Custody, IRAs, and Inheritance Planning for Financial Professionals

Wed, 25 Mar 2026 14:00:25 GMT

What if you could hold Bitcoin for the long term, access liquidity when you need it, and do it all without ever giving up control of your keys? In this episode, we sit down with Ben Bryla, Director of Sales at Unchained, to break down everything their platform has to offer… from collaborative custody and collateralized lending to Bitcoin IRAs and inheritance planning, all built natively around Bitcoin.

Ben walks us through Unchained's collaborative custody model, how 2-of-3 multi-signature vaults give clients majority key control, and why the Connections feature is becoming a game-changer for advisors, CPAs, and estate planning attorneys. We cover the mechanics of Bitcoin IRAs with retained key control, collateralized lending with full collateral transparency, and a practical walkthrough of Unchained's inheritance protocol. We close out with a look at how financial professionals are starting to engage with the platform and why education is still the biggest hurdle.

Chapters (00:00) - Introduction to Bitcoin and Personal Journey (03:00) - Understanding Unchained and Collaborative Custody (06:04) - The Importance of Multi-Signature Custody (09:09) - Exploring Unchained's Financial Services (11:58) - Connections Feature and Its Benefits (14:55) - Community and Human Element in Bitcoin (18:09) - Future Features and Client Feedback (21:03) - Navigating Market Fluctuations and Building in Bear Markets (26:36) - Navigating Bitcoin Sales and Relationships (27:37) - Understanding Bitcoin Collateral and Loans (30:26) - Exploring Bitcoin IRAs and Retirement Options (34:01) - Inheritance Planning for Bitcoin Holders (38:28) - Expanding Outreach Beyond the Bitcoin Community (43:48) - Engaging Financial Advisors and RIAs (47:34) - Tax Reporting and Compliance for Bitcoin Users (50:05) - Ensuring Bitcoin Security and Recovery

Guest Links

Ben Bryla, Director of Sales at Unchained

X: @BitcoinBenjiiii

Unchained Website: https://unchained.com/

Host Links

Jordan Guess:

X: / jordanguess

LinkedIn: / jordan-guess-cpa

Website: bitment.co

Wyatt O'Rourke:

X: / wyattorourke_

Website: https://www.basilic.io/

Bitcoin for Financial Services Media Links

X: / bffs_media

Website: https://bffs.media/

YouTube: / @bffs_media

Check out our awesome show sponsors!

Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound-money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: https://www.basilic.io/)

Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. (Link: https://www.bitment.co/)

Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. (Link: https://satoshipacioli.com/)

Bitcoin Life Insurance: The Most Tax-Efficient Way to Live Off Your Stack

Wed, 18 Mar 2026 14:00:25 GMT

What if you could live off your Bitcoin wealth without ever selling it and do it completely tax-free? In this episode, we sit down with Danny Baer, Director of Wealth and Asset Management at Meanwhile, to explore what it looks like to build a financial institution fully denominated in Bitcoin. Not bolting Bitcoin onto a fiat product, but actually using Bitcoin as the currency.

Danny walks us through Meanwhile's whole life insurance product, how it generates real Bitcoin yield, and why it may be the most tax-efficient way to live off a Bitcoin stack over a lifetime. We cover the mechanics of policy loans, cost basis assignment, inheritance planning, and how Meanwhile is the only company in the world with externally audited financials stated in satoshis. We close out with a look at how advisors and CPAs are starting to engage with the product and why education is still the biggest hurdle.

Chapters

(00:00) - Introduction to Bitcoin and Wealth Management (01:52) - Danny's Journey into Bitcoin and Meanwhile (06:25) - The Evolution of Bitcoin Perception in Finance (10:23) - Generational Wealth Transfer and Bitcoin (14:00) - Meanwhile's Unique Bitcoin-Denominated Insurance Products (21:40) - Mechanics of Meanwhile's Insurance Policies (34:09) - Custody and Yield Generation in Bitcoin Insurance (40:45) - The Future of Bitcoin Insurance and Advisor Reception

Guest Links

Danny Baer, Director of Wealth and Asset Management at Meanwhile

LinkedIn: https://www.linkedin.com/in/danny-baer1/

Meanwhile Website: https://meanwhile.bm/

Host Links

Jordan Guess:

X: / jordanguess

LinkedIn: https://www.linkedin.com/in/jordan-guess-cpa/

Website: bitment.co

Wyatt O'Rourke:

X: / wyattorourke_

Website: https://www.basilic.io/

Bitcoin for Financial Services Media Links

X: / bffs_media

Website: https://bffs.media/

YouTube: / @bffs_media

Check out our awesome show sponsors!

How River Hit Its Highest Volume Month Ever During a Market Crash

Wed, 11 Mar 2026 14:00:25 GMT

When Bitcoin's price dropped and sentiment hit the floor in February 2025, most people expected adoption to slow. River's numbers told a completely different story… their highest volume month ever. In this episode, we sit down with Ben Epling, Relationship Manager at River, to unpack what's actually driving Bitcoin adoption behind the scenes at the individual, business, and institutional level.

Ben shares exclusive internal data points from River's latest research report, revealing a striking ownership shift: individuals were net sellers while institutions, businesses, and governments quietly accumulated. We explore why 63% of businesses on River plan to hold Bitcoin indefinitely, what's truly blocking business adoption (spoiler: it's the CPA), and how River's white glove service, clean tax reporting, and proof of reserves are setting the standard for what a trusted Bitcoin financial institution should look like. We close out with a look at River's vision for the dual currency era — direct deposit, bill pay, and making a Bitcoin standard more practical than ever for everyday businesses and their advisors.

Chapters

(00:00:00) - Introduction & Ben's Bitcoin Origin Story

(00:05:42) - How Ben Got to River & His Role in Relationship Management

(00:11:21) - River's Latest Research: Institutions vs. Individual Bitcoin Ownership

(00:15:59) - Why Individuals Have Been Net Sellers This Cycle

(00:21:13) - Business Bitcoin Adoption: Who's Buying & Why

(00:24:43) - What the RIA Landscape Actually Looks Like on Bitcoin

(00:28:16) - The #1 Reason Businesses Push Back on Bitcoin (Accounting)

(00:31:20) - How River Solves Cost Basis Tracking & Tax Reporting

(00:36:39) - Why River Stays Bitcoin Only & Focused

(00:42:26) - River's Record February: Volume, Custody & Interest Data

(00:45:57) - The Coinbase Breach, Security Culture & White Glove Service

(00:52:32) - Direct Deposit, Bill Pay & the Dual Currency Era

(00:55:29) - How River Works With Financial Advisors & CPAs

Guest Links

Ben Epling, Relationship Manager at River

X: @benepling

River Website: https://river.com

Host Links

Jordan Guess:

X: / jordanguess

Discord: / discord

Wyatt O'Rourke:

X: / wyattorourke_

Website: https://www.basilic.io/

Bitcoin for Financial Services Media Links:

X: / bffs_media

Website: https://bffs.media/

YouTube: / @bffs_media

Check out our awesome show sponsors!

Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: https://www.basilic.io/)

The $4,000 Rug Pull: Why Fiat Payments Break Small Businesses

Wed, 04 Mar 2026 20:58:58 GMT

This episode, we sit down with a payments veteran with 15+ years of payment innovation experience to dissect the inherent flaws of modern credit card rails and fiat payment systems. As financial professionals, we often see top-line revenue stripped of hidden interchange fees without fully grasping the burden it places on everyday business owners.

Our guest pulls back the curtain on the arbitrary nature of chargebacks, exorbitant processing costs, and the ultimate lack of settlement finality in the traditional system. We explore the massive opportunity surrounding the transition from Bitcoin as a store of value to its crucial real-world application as a medium of exchange. At last, we discuss the frictionless future of automated treasury management, native Lightning payments, and why even AI agents will inevitably require hard money.

This conversation is a compelling reminder that integrating sound money into operations is the ultimate defense against an increasingly fragile financial system.

Chapters

(00:00:00) - Introduction And The Evolution Of Bitcoin Payments

(00:04:04) - Why Legacy Fiat Payments Fail Small Businesses

(00:06:20) - Reducing Merchant Friction With Native Bitcoin Point Of Sale

(00:09:50) - Integrating Automated Bitcoin Treasury Management For Businesses

(00:12:15) - The Hidden Costs Of Credit Card Processing Fees

(00:14:33) - How Fiat Chargebacks Destroy Small Business Margins

(00:19:54) - Navigating Expensive Credit Card Rewards And Interchange Rates

(00:24:44) - Why Business Owners Need Bitcoin Payment Advisors

(00:28:49) - Navigating From Digital Assets To A Sound Bitcoin Standard

(00:36:00) - Adopting Corporate Bitcoin Strategies Over Extracting Fiat

(00:40:41) - The Importance Of The Bitcoin Spend And Replace Model

(00:48:45) - Solving The Merchant Adoption Chicken And Egg Dilemma

(00:52:44) - Why Future AI Agents Need The Lightning Network

Guest Links

Jason Keil, Founder & CEO at Polaris Payments and The Bitcoin Payments Advisor

X: / jkeil

Polaris Payments Website: https://www.polarispayments.com/

Bitcoin Payments Advisor Website: https://www.bitcoinpaymentsadvisor.com/

Host Links

Jordan Guess:

X: / jordanguess

Discord: / discord

Wyatt O'Rourke:

X: / wyattorourke_

Website: https://www.basilic.io/

Bitcoin for Financial Services Media Links:

X: / bffs_media

Website: https://bffs.media/

YouTube: / @bffs_media

Check out our awesome show sponsors!

Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: https://www.basilic.io/)

The Real Reason You Lose 8% Every Year

Wed, 25 Feb 2026 11:00:00 GMT

In this episode, we sit down with a CPA and financial advisor to deconstruct why traditional value investing models are failing in the current economic environment. We explore the critical flaw in modern accounting, which relies on an unstable dollar that distorts business performance and erodes long‑term wealth. By analyzing ten years of data comparing the S&P 500 against M2 money supply growth, we reveal how many investors are simply treading water rather than generating real returns. We also discuss how the convergence of AI and Bitcoin creates a deflationary future that contrasts sharply with the inflationary reality of fiat currency. This conversation challenges financial professionals to fix their measuring stick before it is too late.

Chapters

(00:00:00) - Guest introduction

(00:02:09) - Merging Tax Services with Bitcoin Wealth Management

(00:08:00) - The Success of a Physical Bitcoin Office

(00:12:35) - Why Traditional Value Investing Models Are Failing

(00:14:12) - The Danger of Measuring Wealth in Unstable Dollars

(00:21:35) - Why Bitcoin Is the Only Stable Unit of Account

(00:24:00) - Exposing the Flaw in Corporate Finance Assumptions

(00:32:38) - Researching M2 Money Supply vs. S&P 500 Returns

(00:37:00) - Is the 60/40 Portfolio Strategy Dead?

(00:41:00) - Calculating True Inflation Beyond the CPI

(00:45:50) - Shrinkflation and the Hidden Cost of Quality Reduction

(00:49:00) - The Disconnect Between Wall Street and Main Street

(00:51:40) - How AI and Bitcoin Drive Future Deflation

(00:54:50) - The Hopeful Case for Bitcoin Adoption

Guest Links

Jonathan Kamps, CPA at Orange Horizon Wealth, LLC, a division of Vista Investment Partners

X: https://twitter.com/KampsJonathan

Jonathan's article The Illusion of Growth: https://tinyurl.com/66meh4ek

Orange Horizon Wealth Website: https://www.orangehorizonwealth.com/

Host Links

Jordan Guess: X: https://twitter.com/jordanguess

Discord: https://discord.com/invite/Xg55GVkc3f

Wyatt O'Rourke: X: https://twitter.com/wyattorourke_

Website: https://www.basilic.io/

Bitcoin for Financial Services Media Links:

X: https://twitter.com/BFFS_media

Website: https://bffs.media/

YouTube: http://www.youtube.com/@BFFS_Media

Check out our awesome show sponsors!

Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: https://www.basilic.io/)

Ex-Apple Engineer Reveals How AI Is Stealing Your Data

Wed, 18 Feb 2026 11:45:08 GMT

We sit down with a privacy-focused AI founder to discuss the massive security holes in popular tools like ChatGPT and Claude. The convenience of these models often comes at the cost of client confidentiality and transparency, so we explore how financial professionals can mitigate these legal risks while still leveraging powerful technology. Our conversation covers the mechanics of trusted execution environments and how they differ from simply hoping tech giants respect their customers' privacy. We also dive into the emerging world of autonomous agents and why Bitcoin serves as the logical currency for machine-to-machine commerce. This is an essential guide for any firm looking to integrate artificial intelligence without compromising security or professional ethics.

Chapters

(00:00:00) - Protecting Confidential Client Data in the AI Era

(00:06:05) - How LLMs Process and Store Your Information

(00:08:07) - Why ChatGPT Data Is Not Subpoena-Proof

(00:12:54) - Stripping PII Before Using Public AI Tools

(00:16:49) - How Trusted Execution Environments Ensure Total Privacy

(00:19:21) - Safely Analyzing Tax Returns and PDFs with AI

(00:22:30) - The Risks of AI Proxies and VPNs

(00:27:22) - Running Local Models vs. Cloud-Based Solutions

(00:35:11) - Security Vulnerabilities in Autonomous AI Agents

(00:37:13) - Prompt Injection Attacks via Email Explained

(00:39:56) - Why AI Agents Will Use Bitcoin and Lightning

(00:46:08) - How Financial Professionals Can Survive the AI Revolution

(00:58:35) - The Economics of Token Pricing and Subsidies

**Guest Links

Mark Suman, co-founder & CEO of Maple AI**

X: https://twitter.com/marksuman

Nostr: https://primal.net/marks

Maple AI Website: https://trymaple.ai/

Host Links

Jordan Guess:

X: https://twitter.com/jordanguess

Discord: https://discord.com/invite/Xg55GVkc3f

Wyatt O'Rourke:

X: https://twitter.com/wyattorourke_

Website: https://www.basilic.io/

Bitcoin for Financial Services Media Links:

X: https://twitter.com/BFFS_media

Website: https://bffs.media/

YouTube: http://www.youtube.com/@BFFS_Media

Check out our awesome show sponsors!

Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: https://www.basilic.io/)

1 Billion Users: Why the Lightning Network is Winning

Wed, 11 Feb 2026 12:14:00 GMT

We sit down with Lightning Network executive Bobby Shell to explore how Bitcoin is maturing from a tinkerer's hobby into an essential enterprise powerhouse. We break down the massive shift in payment rails, revealing how major players like Cash App are generating nearly 10% yield on their holdings without exposure to traditional lending risks. The conversation dissects the mechanics of accessing USD liquidity without selling your Bitcoin and explains why privacy on the Lightning Network is far superior to on-chain transactions. We also cover the upcoming integration of stablecoins and why businesses in high-risk industries like gaming are rushing to adopt this technology. This is a masterclass on the future of institutional payments and the moral imperative of sound money.

Chapters
(00:00:00) - Intro and Bobby Shell Background
(00:05:18) - Why Voltage Pivoted to Enterprise Sales
(00:08:00) - Refuting Common Lightning Network FUD
(00:12:45) - Real Enterprise Adoption Metrics
(00:16:50) - Get USD Liquidity Without Selling Bitcoin
(00:20:20) - How Cash App Earned 9.7% Yield
(00:23:45) - Solving the Liquidity Problem
(00:28:15) - The Future of Stablecoins on Lightning
(00:33:55) - Why iGaming Is Adopting Bitcoin
(00:37:45) - Privacy: On-Chain vs. Lightning Network
(00:41:30) - Bitcoin as a Moral Lifeline
(00:44:30) - Closing Thoughts on 2026 Outlook

Guest Links Bobby Shell, Vice President of Marketing at Voltage
X: https://twitter.com/iBobbyShell/
LinkedIn: https://www.linkedin.com/in/bobby-shell-iv/
Voltage Website: https://voltage.cloud/

Host Links
Jordan Guess:
X: https://twitter.com/jordanguess
Discord: https://discord.com/invite/Xg55GVkc3f

Wyatt O'Rourke:
X: https://twitter.com/wyattorourke_
Website: https://www.basilic.io/

Bitcoin for Financial Services Media Links:
X: https://twitter.com/BFFS_media
Website: https://bffs.media/
YouTube: http://www.youtube.com/@BFFS_Media

Check out our awesome show sponsors!
Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. (Link: https://www.basilic.io/)

Mortgage Insider: Use Your Bitcoin To Qualify Now!

Wed, 04 Feb 2026 11:16:32 GMT

We explore a massive breakthrough for Bitcoiners looking to enter the real estate market. For years, traditional banks have forced us to liquidate our stack or denied loans because our wealth is not in fiat.

In this episode, we break down a new asset utilization model that counts your bitcoin as income without requiring you to sell a single satoshi. We discuss the specific mathematics behind the 120-month amortization schedule and how self-custody proof via signed messages is finally a reality. This is a crucial development for business owners and hodlers who want to plant a flag in the physical world while keeping their digital scarcity intact.

Chapters
(00:00:00) - Scarcity, debasement, and assets as protection
(00:02:27) - Greg Ranz and Revolution Mortgage Introduction
(00:04:00) - Explaining The Bitcoin Asset Utilization Mortgage Model
(00:06:13) - Why Self-Employed Bitcoiners Get Rejected By Banks
(00:07:32) - The Cost of Waiting: Renting vs Owning Math
(00:13:58) - Title Companies Are Confused About Bitcoin Collateral
(00:20:20) - How The Bitcoin Satoshi Test Proves Ownership
(00:24:53) - The Problem With Traditional Accounting For Bitcoiners
(00:29:00) - Interest Rate Reality: 2% Rates Are Never Returning
(00:35:14) - The 30-Year Mortgage Commitment Is A Myth
(00:41:41) - Educating The Branch On Bitcoin Mechanics
(00:44:39) - The Wealth Gap Between Boomers and Renters
(00:47:32) - Comparing The Scarcity Of Land And Bitcoin

Guest Links Greg Ranz, Sr. Loan Officer with Revolution Mortgage:
X: https://twitter.com/BTCMortgageGuy/
LinkedIn: https://www.linkedin.com/in/gregranz/
Revolution Mortgage Website: https://www.revolutionmortgage.com/

Host Links
Jordan Guess:
X: https://twitter.com/jordanguess
Discord: https://discord.com/invite/Xg55GVkc3f

Wyatt O'Rourke:
X: https://twitter.com/wyattorourke_
Website: https://www.basilic.io/

Bitcoin for Financial Services Media Links:
X: https://twitter.com/BFFS_media
Website: https://bffs.media/
YouTube: http://www.youtube.com/@BFFS_Media

Why Your Business Needs An Anti-CBDC Strategy Now

Wed, 28 Jan 2026 11:00:00 GMT

In this episode, we sit down with Adam Simecka to discuss the critical importance of building tools for independent value transfer in an increasingly surveilled world. We explore why self-custody is the only true protection against the looming threat of CBDCs and why relying on exchanges is a dangerous game for your wealth. Our conversation breaks down the technical mechanics of private keys, signing devices, and the inherent risks found in crypto lending platforms. We also analyze the recent controversy surrounding Michael Saylor’s comments on Bitcoin treasuries and what it implies for the future of corporate adoption. Finally, we demonstrate just how fast small business owners can opt out of the fiat system and start accepting Bitcoin directly.

Chapters
(00:00:00) - Building an escape hatch from the fiat collapse
(00:02:24) - Adam Samecka’s journey from Air Force to Bitcoin
(00:12:09) - The critical difference between custody and IOUs
(00:16:38) - Lessons learned from the FTX collapse
(00:19:30) - Proof of Reserves and the limits of trust
(00:21:12) - collaborative custody and multi-sig explained
(00:24:40) - Breaking down public versus private keys
(00:26:45) - Why "Hardware Wallet" is a misleading term
(00:35:00) - The mission to build a functional Anti-CBDC
(00:36:20) - Why Bitcoin lending recreates the fractional reserve system
(00:39:50) - Analyzing the Michael Saylor and Danny Knowles debate
(00:50:40) - Why earning Bitcoin is superior to buying it
(00:53:50) - How to set up a Bitcoin POS in 60 seconds

Guest Links Adam Simecka, Founder of Manna & Board Advisor at Bitcoin Is Better:
X: https://twitter.com/AdamSimecka/
Manna Website: https://mannabitcoin.com/
Bitcoin Is Better Website: https://www.bitcoinisbetter.org/

Host Links
Jordan Guess:
X: https://twitter.com/jordanguess
Discord: https://discord.com/invite/Xg55GVkc3f

Wyatt O'Rourke:
X: https://twitter.com/wyattorourke_
Website: https://www.basilic.io/

Bitcoin for Financial Services Media Links:
X: https://twitter.com/BFFS_media
Website: https://bffs.media/
YouTube: http://www.youtube.com/@BFFS_Media

Why 99% of Advisors Will Be Unemployed in 3 Years

Wed, 21 Jan 2026 12:04:11 GMT

We sat down with Zach Wischler, Director of Sales at Casa, to dismantle the false security of the ETF narrative and explore the future of wealth preservation. While Wall Street pushes paper Bitcoin, the real value for high-net-worth individuals lies in sovereignty - and for financial advisors, the traditional AUM model is rapidly becoming obsolete. We discuss how collaborative custody offers a "Swiss Bank" level of security, bridging the gap between institutional compliance and absolute personal freedom.

The conversation goes deep into the mechanics of inheritance planning without trusted third parties and why geopolitical uncertainty makes self-custody a non-negotiable insurance policy. Are your clients actually protected, or are they just exposed to a new layer of counterparty risk? We unpack the specific tools and strategies necessary to build a future-proof practice in an age of bearer assets and artificial intelligence.

Chapters
(00:00:00) - The inevitable death of the AUM revenue model
(00:06:41) - Why financial advisors are leaving TradFi for Bitcoin
(00:10:20) - The hidden dangers of Bitcoin ETFs vs. self-custody
(00:16:00) - Why hardware wallets create single points of failure
(00:20:50) - Geopolitical risk and the necessity of sovereignty
(00:27:18) - Estate planning and holding keys in trusts
(00:32:00) - Fiduciary duty: Why advisors must offer self-custody
(00:38:14) - How AI will reshape the financial services industry
(00:40:38) - Multi-sig security explained for high-net-worth clients
(00:48:00) - A Bitcoin inheritance plan without death certificates
(00:52:00) - Recovering assets if the custody company disappears
(00:55:40) - The problem with charging AUM fees on custody
(01:00:25) - The future of Bitcoin payments and enterprise treasury

Guest Links Zach Wischler, Director of Sales at Casa:
X: https://twitter.com/BTCBap
LinkedIn: https://www.linkedin.com/in/zach-wischler/
Casa Website: https://casa.io/

Host Links
Jordan Guess:
X: https://twitter.com/jordanguess
Discord: https://discord.com/invite/Xg55GVkc3f

Wyatt O'Rourke:
X: https://twitter.com/wyattorourke_
Website: https://www.basilic.io/

Bitcoin for Financial Services Media Links:
X: https://twitter.com/BFFS_media
Website: https://bffs.media/
YouTube: http://www.youtube.com/@BFFS_Media

CFO Reveals the 4 Types of Bitcoin Treasuries

Wed, 14 Jan 2026 11:00:00 GMT

We sit down with Travis MacDonald, a CPA and CFA who left the traditional M&A world to build financial infrastructure for the Bitcoin economy. He breaks down why the Bitcoin Treasury narrative is often oversimplified and categorizes the four distinct ways companies are actually putting Bitcoin on their balance sheets.

We explore how businesses can use Bitcoin to solve retention issues through long-term incentives and drive daily efficiency with micro-rewards. Finally, we discuss the mechanics of convertible debentures and how smart corporate governance can secure capital in a volatile market.

Chapters
(00:00:00) - Welcome and why this guest matters
(00:01:55) - From audit to M&A, valuation, and CFO work
(00:05:24) - Finding Bitcoin in 2021 and going all in
(00:10:00) - Why retention is breaking for employers
(00:12:08) - Compensating in sound money vs fiat wages
(00:14:39) - Micro incentives in sats with Lightning settlement
(00:17:59) - The future: real-time pay and streaming sats
(00:20:09) - How employers introduce Bitcoin benefits
(00:21:21) - Education: learning management and incentives
(00:23:47) - Employees can stack sats without corporate BTC
(00:28:30) - The four types of “Bitcoin treasury companies”
(00:33:03) - Managing Bitcoin on the balance sheet
(00:36:32) - Bitcoin-secured convertible debentures for startups
(00:42:28) - 2026 outlook: TradFi adoption and reality checks
(00:48:03) - Privacy, regulation, and ETF centralization risk
(00:53:04) - Advice for CPAs, CFAs, CFPs entering Bitcoin

Guest Links
Travis MacDonald, CFO at Block Rewards
LinkedIn: https://www.linkedin.com/in/travismacdonald/
X: https://x.com/TJMacD
Nostr: https://primal.net/p/npub1xmmmcw3lgzc3p904g65xky0lrw4u0jn3z8yynrttd9gvl3mxx62q4cr2m6
Block Rewards Website: https://blockrewards.ca/

Host Links
Jordan Guess:
X: https://twitter.com/jordanguess
Discord: https://discord.com/invite/Xg55GVkc3f

Wyatt O'Rourke:
X: https://twitter.com/wyattorourke_
Website: https://www.basilic.io/

Bitcoin for Financial Services Media Links:
X: https://twitter.com/BFFS_media
Website: https://bffs.media/
YouTube: http://www.youtube.com/@BFFS_Media

Profitable Businesses Choose Bitcoin

Wed, 07 Jan 2026 15:20:27 GMT

In this episode, we sit down with Brandon Karpeles of Sovereign to unpack why so many businesses are failing under leverage and why Bitcoin changes that equation. Brandon shares his journey out of traditional finance, what he learned working with distressed businesses, and why copying Bitcoin treasury strategies without an operating business is a dangerous game.

We dig into how real companies are using Bitcoin today, not as financial alchemy, but as a tool for payments, treasury management, and long-term planning. We also explore the rapid improvement in Bitcoin infrastructure and why accepting and holding Bitcoin is now operationally viable for everyday businesses.

If Bitcoin is going to be taken seriously in finance, what does prudence actually look like for business owners?

Chapters
(00:00:00) - Brandon’s Fiat Finance Background
(00:02:00) - Why Leverage Breaks Businesses
(00:08:00) - What Sovereign Actually Does
(00:13:30) - Bitcoin Treasury Company Skepticism
(00:15:30) - MicroStrategy Versus Copycats
(00:17:15) - Leverage Risk and Liquidations
(00:20:30) - Why Financial Flywheels Fail
(00:22:05) - Bitcoin as Productive Capital
(00:26:05) - Bitcoinization of Finance
(00:30:15) - Operational Businesses Using Bitcoin
(00:33:45) - Bitcoin Payments and POS Improvements
(00:36:10) - Why Sovereign Wasn’t Possible Earlier
(00:39:15) - Lightning Network Maturity
(00:41:30) - Reaching Non-Bitcoin Businesses
(00:44:20) - Real Clients and Business Use Cases

Guest Links
Brandon Karpeles, CEO at Sovreign
Brandon on LinkedIn: https://www.linkedin.com/in/brandon-karpeles-b122b45/
Sovreign Website: https://www.sovreign.io/

Host Links
Jordan Guess:
X: https://twitter.com/jordanguess
Discord: https://discord.com/invite/Xg55GVkc3f

Wyatt O'Rourke:
X: https://twitter.com/wyattorourke_
Website: https://www.basilic.io/

Bitcoin for Financial Services Media Links:
X: https://twitter.com/BFFS_media
Website: https://bffs.media/
YouTube: http://www.youtube.com/@BFFS_Media

Building Bitcoin Rails For HSAs

Wed, 31 Dec 2025 13:47:50 GMT

We sat down with Jon Gordon and Stuart Lackey, co-founders of SoundHSA, to unpack why healthcare costs keep rising, why patients rarely see real prices, and where incentives break when third parties sit between doctors and customers.

We walk through the HSA’s triple tax advantage, how most people underutilize it, and why pairing HSAs with real Bitcoin changes the long-term savings conversation.
Jon and Stu also explain their go-to-market strategy, from sats-for-steps wellness challenges to a modern onboarding experience for a historically clunky, form-driven account type.
We discuss how employers can use HSAs more strategically, including contributions and plan design, especially as talent markets tighten.

Finally, we get into the practical mechanics, fiat in, Bitcoin inside the account, and the custody setup designed for institutional-grade security, plus the longer-term goal of spending Bitcoin directly in healthcare.

Chapters
(00:00:00) - Real Bitcoin HSA, Not ETFs
(00:01:55) - Jon Gordon And Stuart Lackey Join
(00:03:09) - Stu’s Healthcare Background And Why Costs Exploded
(00:04:45) - Jon’s Healthcare Economics Path To Bitcoin
(00:07:01) - Why Patients Don’t Know Prices (And CrowdHealth)
(00:08:27) - HSA 101, Market Size, And How People Misuse It
(00:09:24) - Triple Tax Advantage And HSA After Age 65
(00:10:26) - Policy Tailwinds, Eligibility, And Direct Primary Care
(00:13:09) - Employers, Plan Design, Matches, And Bitcoin Talent Strategy
(00:18:37) - Go To Market: Grassroots Bitcoin First
(00:20:09) - Sats For Steps App, Nostr Identity, Lightning Wallet Roadmap
(00:29:06) - Sound Health: Low Time Preference, Real Food, Preventative Care
(00:39:21) - Healthcare Reactions, Adoption, And Bitcoin Physicians Network
(00:45:44) - Launch Details: Fiat In, Bitcoin Inside, Cash Out

Guest Links
Stu Lackey, MS, HCI & Jon Gordon, MS, MA
Stu on X: https://twitter.com/StuartLackey1
Jon on X: https://twitter.com/thebitcoinyogi
SoundHSA Website: https://soundhsa.com/

Host Links
Jordan Guess:
X: https://twitter.com/jordanguess
Discord: https://discord.com/invite/Xg55GVkc3f

Wyatt O'Rourke:
X: https://twitter.com/wyattorourke_
Website: https://www.basilic.io/

Bitcoin for Financial Services Media Links:
X: https://twitter.com/BFFS_media
Website: https://bffs.media/
YouTube: http://www.youtube.com/@BFFS_Media

The Fiduciary Case for Bitcoin Allocation

Wed, 24 Dec 2025 15:53:37 GMT

In this episode, we sit down with Jirayr, co-founder of Citrin Capital Advisors, to discuss the evolution of a San Francisco-based wealth management firm integrating Bitcoin.

We explore the critical comparison between traditional alternative investments - like private equity - and Bitcoin, arguing why the latter offers superior liquidity, transparency, and returns for client portfolios.

Jirayr shares his thesis on the inevitable convergence of AI and Bitcoin, specifically regarding energy markets, autonomous agent payments, and cryptographic truth. We also discuss the complexities of de-risking concentrated stock positions for tech professionals and the operational reality of bringing tax services in-house to better serve the Bitcoin-native client.

Chapters
(00:00:00) - Intro and the Institutional Case
(00:02:18) - Evolution of a Bitcoin-Focused Firm
(00:04:44) - Moving From Skepticism to Allocation
(00:11:45) - Distinguishing Bitcoin From "Crypto" Assets
(00:14:43) - Merging Tax Services with Wealth Management
(00:19:13) - Operational Realities of In-House Accounting
(00:23:25) - Why Bitcoin Beats Private Equity
(00:27:59) - Sizing the Position and Risk
(00:31:10) - The Convergence of AI and Energy
(00:33:22) - Native Money for AI Agents
(00:40:37) - The Fiduciary Duty to Understand Money
(00:44:05) - Adapting the AUM Model for Bitcoin
(00:46:00) - De-Risking Concentrated Tech Equity
(00:49:40) - Navigating the Self-Custody Conversation

Guest Links
**Jirayr Kembikian, CFP® l Co-Founder, Managing Director
**Citrine Capital Website: https://citrinecapitaladvisors.com/
Jirayr on X: https://twitter.com/JKembikian

Host Links
Jordan Guess:
X: https://twitter.com/jordanguess
Discord: https://discord.com/invite/Xg55GVkc3f

Wyatt O'Rourke:
X: https://twitter.com/wyattorourke_
Website: https://www.basilic.io/

Bitcoin for Financial Services Media Links:
X: https://twitter.com/BFFS_media
Website: https://bffs.media/
YouTube: http://www.youtube.com/@BFFS_Media

Bitcoin for Business in Practice

Wed, 17 Dec 2025 18:23:01 GMT

In this episode, we sit down with Wesley Schlemmer, President of the Bitcoin Bay Foundation and Executive Director of the Florida Blockchain Business Association.
Wesley shares how Florida’s Bitcoin ecosystem has grown from grassroots meetups into a model for community‑led business adoption. We unpack how Square’s Bitcoin rollout changes the equation for small and medium‑sized businesses, explore the spectrum of custody models - from simple phone wallets to multi‑signature treasury solutions - and discuss why financial control and education remain central to Bitcoin’s mission.
Wesley also explains how local communities and university partnerships are shaping the next generation of Bitcoin professionals. This conversation is a clear guide for advisors and business owners thinking through when and how to integrate Bitcoin into their daily operations.

Chapters
(00:00:00) - Bitcoin as Hope and Financial Independence
(00:01:40) - Welcome to the Bitcoin for Financial Services Podcast
(00:02:00) - Introducing Wesley Schlemmer and Florida’s Bitcoin Work
(00:04:10) - From Engineering to Bitcoin Mining and Community Building
(00:07:30) - Founding the Bitcoin Bay Foundation
(00:09:50) - Florida’s Political and Regulatory Climate for Bitcoin
(00:12:50) - Square’s Bitcoin Rollout and Merchant Adoption
(00:16:50) - How Businesses Can Auto‑Convert Revenue Into Bitcoin
(00:18:00) - Local Bitcoin Communities and Grassroots Education
(00:23:00) - Understanding Bitcoin Custody Responsibilities
(00:26:20) - Multi‑Signature Security and Business Treasury Management
(00:31:30) - Custody Trade‑Offs: Security vs. Convenience
(00:33:30) - Why Businesses Need Control Over Their Money
(00:39:00) - The Evolution of Storage: From Paper Wallets to Multisig
(00:41:00) - Bitcoin Education and University Partnerships
(00:47:00) - Guidance for Advisors and Business Owners Getting Started

Guest Links
Bitcoin Bay Foundation Website: https://www.bitcoinbay.foundation/
Bitcoin Bay Foundation on X: https://x.com/bitcoinbaytpa
Bitcoin Bay Foundation on Nostr: https://tinyurl.com/3t9wkwfp[

](https://www.intentionallivingfp.com/)Host)Host Links
Jordan Guess:
X: https://x.com/jordanguess
Discord: https://discord.com/invite/Xg55GVkc3f

**Wyatt O'Rourke:
**X: https://x.com/wyattorourke_
Website: https://www.basilic.io/

**Bitcoin for Financial Services Media Links:
**X: https://x.com/BFFS_media
Website: https://bffs.media/
YouTube: http://www.youtube.com/@BFFS_Media

Check out our awesome show sponsors!

Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. https://www.basilic.io/
Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. https://www.bitment.co/
Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. https://satoshipacioli.com/

Building Intentional Wealth

Wed, 10 Dec 2025 19:35:00 GMT

In this third episode of BfFS, we sit down with Jim Crider to explore what it means to build intentional wealth in the Bitcoin era.

When does Bitcoin belong in an allocation, and when is holding dollars the responsible choice? How do advisors translate estate, tax, and behavioral planning into a world where money itself is being rethought?
Jim traces his path from early adoption to founding Intentional Living FP and explains how he guides clients from skepticism to conviction.

Listen and consider - what would you do differently if your money reliably held value over decades?

Chapter Markers
00:02:24 Jim Crider & Intentional Living FP
00:03:01 Jim's background and firm overview
00:04:07 How I introduce Bitcoin to clients
00:08:09 How much Bitcoin should I own
00:09:45 Bitcoin within equity and bond allocation
00:13:19 Client adoption and receptivity spectrum
00:26:18 Money as communication and family values
00:29:55 Starting Intentional Living FP
00:50:29 Tax and estate planning for Bitcoin holders
01:02:22 Long term Bitcoin's impact on wealth management

Guest Links
LinkedIn: https://www.linkedin.com/in/criderjim/
Intentional Living FP Website: https://www.intentionallivingfp.com/[

](https://www.intentionallivingfp.com/)Host)Host Links
Jordan Guess:
X: https://x.com/jordanguess
Discord: https://discord.com/invite/Xg55GVkc3f

**Wyatt O'Rourke:
**X: https://x.com/wyattorourke_
Website: https://www.basilic.io/

**Bitcoin for Financial Services Media Links:
**X: https://x.com/BFFS_media
Website: https://bffs.media/
YouTube: http://www.youtube.com/@BFFS_Media

Check out our awesome show sponsors!

Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. https://www.basilic.io/
Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. https://www.bitment.co/
Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. https://satoshipacioli.com/

The CPA Who Orange‑Pilled Finance

Wed, 10 Dec 2025 19:30:00 GMT

How do you run a business that thinks in Bitcoin and keeps clean books across Lightning, custody, and payroll?

In this episode of BfFS, we sit down with Joe Wood, a CPA who turned his accounting career toward Bitcoin. We discuss how he decided to be Bitcoin-only, how tools like Zaprite and Bitment change the work, and what privacy trade-offs actually matter; as well as whether accountants can grasp the Bitcoin network as a public ledger, and how that understanding reshapes financial advice as a whole.

Join us as we trace messy CSVs to a Bitcoin-native practice and ask what it means to build for the long term.

Chapter Markers
00:00:00 Bitcoin ethos and low-time preference
00:01:50 Guest intro: Joe Wood, Satoshi Pacioli
00:02:57 How Joe found Bitcoin (2014–2020)
00:05:23 From audit to Bitcoin accounting
00:08:53 Why focus on Bitcoin only
00:15:21 Role in industry maturation and clients
00:19:15 Accounting for Lightning payments
00:25:00 Bitcoin treasury and payment tools
00:29:49 Privacy practices and trade-offs
00:39:00 Bitcoin network as a public ledger
00:50:14 Scaling the firm and talent matrix
00:55:48 Client skepticism and closing thoughts

Guest Links
Joe Wood on LinkedIn: https://www.linkedin.com/in/joseph-wood-9217a529/
Satoshi Pacioli Website: https://satoshipacioli.com/

Host Links
Jordan Guess:
X: https://x.com/jordanguess
Discord: https://discord.com/invite/Xg55GVkc3f

**Wyatt O'Rourke:
**X: https://x.com/wyattorourke_
Website: https://www.basilic.io/

**Bitcoin for Financial Services Media Links:
**X: https://x.com/BFFS_media
Website: https://bffs.media/
YouTube: http://www.youtube.com/@BFFS_Media

Check out our awesome show sponsors!

Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. https://www.basilic.io/
Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. https://www.bitment.co/
Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. https://satoshipacioli.com/

Planting the Orange Flag

Wed, 10 Dec 2025 19:19:43 GMT

What happens when financial advisors dismiss Bitcoin as a passing trend, only to watch clients walk away? How do you build trust in an industry riddled with scams and short-term thinking?

In this first episode of BfFS, we explore the gaps in traditional finance, where fear meets opportunity, and what it means to "Plant the Orange Flag" as a professional.
From tax strategies to custody tradeoffs, the rules are being rewritten. Will you adapt or get left behind?

Chapters
00:00:00 Welcome to Bitcoin for Financial Services
00:03:11 Wyatt O'Rourke: Basilic Financial background
00:05:52 Jordan Guess: CPA and Bitment introduction
00:08:41 Origin story: how we met and teamed up
00:12:39 Planning and running the inaugural summit
00:23:49 Why advisors must embrace Bitcoin now
00:30:50 Business model shifts and custody questions
00:36:12 Due diligence for Bitcoin service providers
00:46:12 Podcast details and community building
00:57:14 Events, announcements, and closing statements

Host Links
Jordan Guess:
X: https://x.com/jordanguess
Discord: https://discord.com/invite/Xg55GVkc3f

**Wyatt O'Rourke:
**X: https://x.com/wyattorourke_
Website: https://www.basilic.io/

**Bitcoin for Financial Services Media Links:
**X: https://x.com/BFFS_media
Website: https://bffs.media/
YouTube: http://www.youtube.com/@BFFS_Media

Check out our awesome show sponsors!

Basilic Financial: Your wealth deserves intention. Basilic Financial is a Bitcoin-focused wealth management firm that helps clients find balance between money and meaning. Basilic integrates sound‑money strategies across four personalized services: financial planning, individual wealth management, retirement services for SMBs, and Bitcoin financial services. https://www.basilic.io/
Bitment: Tired of messy CSVs and broken cost basis? Bitment is the first Bitcoin-native accounting platform for CPAs, advisors, miners, and serious investors, delivering clean Bitcoin bank statements, reliable cost tracking, full reporting, and seamless fiat integration through Plaid. Ditch the headaches with robust accounting for the hardest money on earth. https://www.bitment.co/
Satoshi Pacioli: Run a Bitcoin business? Meet your full-service accounting and tax partner built for the Bitcoin economy. Satoshi Pacioli handles bookkeeping, financial reporting, tax compliance, and strategic planning for companies and individuals. Work with advisors who speak Bitcoin and keep you compliant while building long-term value. https://satoshipacioli.com/